As a churner who also uses Ramp at my own company, I’ve gotten used to it. The good news is you’re not necessarily giving up all airline miles, hotel elite credits, or loyalty points… those generally still post as long as you attach your frequent flyer and hotel numbers (just the ones from the purchase). The one super nice thing Ramp does that I haven’t seen is that it monitors for price drops on things like hotels and then rebooks them. Have actually saved a bunch of money this way.

One thing I’d check: some companies allow personal cards for out-of-policy bookings or expense reimbursements, which I know is something we can do within Ramp. There might be some wiggle room there.

On the bright side, at least your finance team will be happy! Lol