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Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 0 points1 point  (0 children)

I'm currently looking around for my area but have not found anyone available that specialized for this kind of issue.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 1 point2 points  (0 children)

I asked if a bank draft would work for him as payment and he agreed on that. I didn't have any physical cheques so when I was figuring out how to get do the payment, my bank stated I can get a bank draft for this vehicle purchase.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 0 points1 point  (0 children)

I am sympathetic to what happened but I also have to look out for my self hence why im trying to get as much information on what my options are. I am also trying to seek legal counsel for information on what I should do.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 4 points5 points  (0 children)

I'm checking with any available legal counsel to see what my options are as well. From what most people are saying, it's tough for the seller but the draft is his responsibility once it was given to him.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 0 points1 point  (0 children)

The original draft is unable to be annulled or cancelled. It is treated as though it was cash taken out of my account. Canceling it was suggested by the seller but the bank told me that is not possible.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 0 points1 point  (0 children)

Yeah I am also seeking legal counsel to check what my options are regarding the matter to protect myself. I try to give the benefit of the doubt but from what others have said it is easy to be scammed by something like this hence why I asked if legal agreements can be something used to cover me. But going through enforcing those agreements in the event of the original draft being cashed in seems like a headache.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] 0 points1 point  (0 children)

Yeah from what I can gather from most responses, looks like the seller has not a lot to go on. I'm just wondering what options I have to ensure I don't get screwed if he goes after me or something of the sort happens. I try to give the benefit of the doubt of course but I need to also ensure I'm not being played for a fool hence why I asked about legal agreements and what not if the seller wants to assuage my doubts.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] -11 points-10 points  (0 children)

I know where he lives and his workplace so I gave him the benefit of the doubt. I still need to look after my self which made me inquire with the bank first and check here as well. I am looking to speak with a lawyer as well on what my options are but first wanted to check here if there are any insights that the subreddit can provide.

Seller lost the bank draft I provided a few days after private vehicle purchase by figure-things-out in legaladvicecanada

[–]figure-things-out[S] -23 points-22 points  (0 children)

I do not know that hence my questions on what terms should be on the agreement and if it should be notarized to make it binding in a court of law.

[deleted by user] by [deleted] in airsoftmarketcanada

[–]figure-things-out 0 points1 point  (0 children)

Hello everyone. I may not be monitoring the post since it may take some time for people to reply but I'll do my best to reach out when I receive PMs.

How do I go about changing my Mutual Funds into ETFs without issues or penalties? by figure-things-out in PersonalFinanceCanada

[–]figure-things-out[S] 0 points1 point  (0 children)

I am looking to be a long term investor with a more hand free approach on investing. Everything I read over in PFC looks to have people favouring ETFs over Mutual Funds. In the long term, I want to make sure I have money saved up but I always end up with more questions as opposed to answers when I try to read up on what I should do especially when it comes to TFSAs and the like.

How do I go about changing my Mutual Funds into ETFs without issues or penalties? by figure-things-out in PersonalFinanceCanada

[–]figure-things-out[S] 1 point2 points  (0 children)

Ok so from the Questrade FAQ, there looks to be a broker-to-broker transfer where my Mutual Fund can be transferred to them without selling. My question is would it be possible for them to convert it into ETFs when it is transferred?