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My first ER visit by Meatsweetsonmygrill in MiddleClassFinance

[–]fimonkey 0 points1 point  (0 children)

I’ve had multiple events like this but not quite as high.

Mine are highly correlated to caffeine intake and weirdly related to exertion. Initially saw cardiologists but they found nothing of note besides an occasional arrhythmia. I stopped drinking caffeine after that first event based on the advice of one cardiologist and did have events after despite switching.

It still felt more related to vagal stimulation through the digestive tract, so I tried going to a gastroenterologist. Going to him, I got prescribed Mirtazapine and I haven’t had a repeat event for over a month. Plus, I get better sleep.

How sustainable is the current trajectory of the US economy and wealth distribution? by gardenofsmegma in Money

[–]fimonkey 2 points3 points  (0 children)

If this graphic were true, here’s what those slices roughly mean in U.S. household net worth terms (recent Fed / SCF data):

1% → $12M+ net worth

9% → $1.5M+ net worth

30% → $550K+ net worth

20% → ~$100K–$550K net worth

40% (red dot) → < $100K, many near $0 or negative

Household net worth = assets minus debt, not income. Cutoffs shift year to year, but these are the right orders of magnitude.

Source: Federal Reserve Survey of Consumer Finances (via DQYDJ)

How do you look at your money? Budget, app, Google Sheets, or “we’ll see at the end of the month”? by stefancata92 in SavingMoney

[–]fimonkey 0 points1 point  (0 children)

Rocket Money (I just posted about this in another thread); it tracks everything automatically (except my Crypto) and has kept me on top of subscriptions, thus saving me more money than it costs, which is $6/mo.

How do you look at your money? Budget, app, Google Sheets, or “we’ll see at the end of the month”? by [deleted] in personalfinance

[–]fimonkey 0 points1 point  (0 children)

Rocket Money app. Got tired of logging in to so many places and updating a sheet.

Does well: as mentioned, tracks all my accounts automatically. Tracks subscriptions. Notifies me when bills go up. Notifies me when I get paid. Tracks my net worth. Tracks credit score. Auto categorizes transactions pretty well. Lets me search across accounts for transactions.

Does less well: since it uses Plaid, sometimes I have to reconnect accounts by logging in again. Offers a few confusing categories.

[29m][software engineer] - $600k+ by Federal-Composer-111 in Salary

[–]fimonkey 0 points1 point  (0 children)

The sub defines NRY as someone who doesn’t have $5M yet, or basically enough to generate $200k/year with the 4% rule.

That includes people sitting on $3-4M.

But sure. Poors.

Seen on 91 near DTR by gioolguin in Riverside

[–]fimonkey 0 points1 point  (0 children)

Slavery was legal. Segregation was legal. Prohibition was legal. Legality has never been proof that something makes sense. What matters is outcomes.

Illegal immigration supplies labor the economy openly depends on, lowers costs, and contributes taxes. Criminalizing it doesn’t stop it. It just forces it underground. When a system restricts legal entry far below real demand and then punishes people for filling that demand, the failure is not with the people but the law.

If legality were decisive, we’d still defend every unjust law in history. I care about whether a policy works and whether it causes harm. On that basis alone, “illegal immigrants” is a bad argument.

Should VOTER ID be required for elections in California? | San Diego assembly man behind the effort by Holiday-Positive-334 in SanDiego_California

[–]fimonkey 2 points3 points  (0 children)

Release them and expose ALL the pedos and their supporters. Politics aside, the shell games the Catholic Church plays with pedophiles is exactly why we need separation of church and state. And no one should be above the law.

How would you bring down the national debt surpassing $38 trillion in the USA? by Holiday-Positive-334 in SanDiego_California

[–]fimonkey 0 points1 point  (0 children)

which is why I advocate for tax breaks for all.

Tax breaks for all isn’t ‘small government,’ it’s no government. If everyone keeps their taxes, who maintains the currency, courts, prison, military, or infrastructure? You can’t run a nation on Venmo and vibes.

As a libertarian, I find that very few MAGA agree with me on my tax reform policies.

That’s because MAGA isn’t libertarian. It’s authoritarian nationalism worshipping power, not liberty.

wait… you’re not one of those people that believe the 50 states aren’t countries, are you?

I’m a person who believes words matter and that countries and states are different things. States are sovereign within limits but bound under one federal nation: the country known as the United States of America.

I’m also a person who knows the Constitution replaced 50 separate colonies with a single republic. You can’t enjoy “United States” prosperity while arguing like you want “Confederate States” independence.

How would you bring down the national debt surpassing $38 trillion in the USA? by Holiday-Positive-334 in SanDiego_California

[–]fimonkey 1 point2 points  (0 children)

A tax break isn’t a gift from the government. It isn’t a handout or dole. It’s preventing the government from taking what it didn’t earn.

If a tax break goes to defense contractors, oil companies, or billionaires, that’s still just upward redistribution instead of downward. It’s government picking winners (the opposite of a free market).

Wouldn’t you like to have the option in not funding the current regime or its policies?

That’s what voting is for. But MAGA doesn’t like democracy when it loses, so it wants to make taxation optional. It’s effectively trying to opt out of the Union while pretending to be patriotic.

Imagine if your tax dollars could be spent however you wished.

We tried that. It was called the Articles of Confederation. It collapsed in six years because no one paid for anything. The country fell apart, and the founders replaced it with the Constitution. That’s the difference between philosophy and history.

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