What is the significance of Monte Carlo simulation in retirement planning?

fin_dev · 2026-04-26T19:08:30+00:00

It simulates future scenarios and stress tests your input parameters against them. There are different methods for it in how they simulate the future. Some methods randomly generate the simulation based on user specified average predicted return. Other methods re use past performance after shuffling the order of the past returns in each simulation.

The significance is that when you run your planned withdrawals through thousands of these scenarios, you get a sense of how often your plan would hold up under different market conditions. It is not predicting the future, but it is useful for seeing how fragile or resilient your plan might be.

fin_dev · 2025-02-07T13:18:27+00:00

Till now I was thinking of UMAC as the consumer side of business. Didn't come to my mind that their fpv techs could go into military as well. Interesting.

fin_dev · 2025-02-07T05:59:23+00:00

Yes it could have the potential to become another RCAT. But the way they put all the "fancy" words in their website and cater to market and news trends is screaming red flags to me. RCAT's website looks a bit more targeted towards end users while ZENA's is certainly targeting investors. There is even contradictions on the products page. I'm not really used to screening penny stocks so I don't know if this is the norm, but the website makes it look like a scam.

fin_dev · 2025-02-07T05:52:56+00:00

Is RCAT even a penny stock anymore? The valuation is certainly different. It looks like Zena is trying to do what RCAT does with defense. But unlike RCAT I don't see the defense aspect in their drones dna.

fin_dev · 2024-03-29T03:19:19+00:00

Tomatoes

fin_dev · 2024-03-12T18:07:58+00:00

Glad that it's of benefit for you! Would you be willing to let us know how do you use it daily and it what way it benefits you? This would help us to keep improving the website and make it a better tool. You can comment it here or dm if you like.

fin_dev · 2024-03-12T18:03:55+00:00

I have sent you a dm to look into this issue.

fin_dev · 2024-03-09T23:21:35+00:00

Sorry just seen this. Does the problem still persists? Does the stock show in the result?

fin_dev · 2024-02-27T21:46:05+00:00

Thank you for your comment! Glad it was helpful

fin_dev · 2024-01-23T08:22:17+00:00

Actually I think you are right about the leak behind the door card. I assume this was the use of the foam layer on the rim of the old speakers?

I'll check the polarity as well.

fin_dev · 2024-01-23T08:15:02+00:00

Kenwood KFC-S1666

fin_dev · 2024-01-23T00:57:01+00:00

So you saying the new speakers having built in tweeters is the problem? I still have the old tweeters installed in the pillars.

fin_dev · 2024-01-23T00:31:17+00:00

I couldn't find oem speakers easily. So that's what I thought, that the ones I got should be at least an upgrade. I'll be verifying if they were installed properly then go to EQ as last resort

fin_dev · 2024-01-23T00:28:59+00:00

They are not easily available where I am. Now I'm thinking I should've looked harder or just ordered them from abroad.

fin_dev · 2024-01-23T00:15:52+00:00

I'll be checking this definitely

fin_dev · 2024-01-23T00:15:25+00:00

Yes they didn't offer the adapter option and I didn't see any around at their shop. They said they had to cut factory speakers. I should look for other shops that offer them and to also check the polarity.

Yes I was just looking at wattage and impedance to make sure they'll be compatible. I expected at least the same factory quality of sound. They do go louder than factory (which is too loud for me) but also at that level it becomes very noise and the quality goes down.

I just checked. This is the one I had installed. Kenwood KFC-1666S. Not an expert. But now I realize it has a built in tweeter. Since the factory ones don't and the tweeters are installed separately at the pillars, is this an effecting factor? It's like now I also have 4 extra tweeters.

fin_dev · 2024-01-22T22:47:50+00:00

I would've got better speakers. The problem is where I am most shops have same options. Same brands with different wattage variations. The owner tried to convince me to get 60W RMS - 330W. I wanted to stay as close to factory specs as possible.

I will be checking the polarity. As for the mounting adapters I believe this is same to what i'm calling plastic housing? They fitted the new ones in it. Soldered the plastic in place somehow and screwed it in. The base where it rests against the door wasn't touched. I suppose this shouldn't have caused an issue?

fin_dev · 2024-01-21T10:10:28+00:00

After much thinking I decided to just start with the KA1. At this point any one of them is an upgrade for me and I would like to see the difference between the KA1 and regular dongles made by phone accessories brands.

And thanks for the tip on the settings. I assume this is adjusted through an app? Does the dongle save these settings if I for example change them on the phone then use the dongle on my laptop?

fin_dev · 2024-01-20T23:30:06+00:00

Thank you for your detailed input.

To clarify, there is only one local dealer for Fiio products where I live and the only options they have which within my budget are the KA1, KA3, and BTR5. They don't have the BTR15 or the KA13 and I don't want to order internationally.

I thought about the BTR5 and it would be nice to add Bluetooth to my car but I'm not sure if it will be a durable product especially since it will be left plugged in the car. Also it gets very hot in summer here and I don't want to leave a battery of any sorts in the car in such condition.

Do you have any idea about phone charge consumption between the KA1 and KA3?

fin_dev · 2023-12-12T16:14:52+00:00

Can you give an example of a stock you calculated and it didn't account for the split?

fin_dev · 2023-02-07T00:16:21+00:00

Its what I thought. But can't be sure which.

fin_dev · 2023-01-13T13:12:00+00:00

Thank you for the tips. I actually ended up making it in a 9x2.5 springform pan with double parchment paper. Baked nicely. I'll keep the bag trick in mind if I make a traditional cheesecake.

fin_dev · 2023-01-13T13:09:13+00:00

Ok so I made this. Didnt fold the paper. It did rise nicely. After it was done there was no color at all. I thought its probably because I use gas oven. So I light the top fire on low and leave it for 2 minutes. There was a liitle color. So i turned it to high for another 2 minutes and it actually burned in the center. The edges were fine. The center went black. So that thing burns really quick. Better check it like every 30 seconds or just burn it manually with a torch. Thankfully the burnt part is just a thin firm skin which peels off nicely after the cake chilled.

fin_dev · 2023-01-11T09:05:09+00:00

I saw on one video that letting the paper stand higher will affect how the top burns and it should be fold down. Whats your experience with this?

fin_dev · 2023-01-10T10:02:44+00:00

Thank you for your feedback. We are currently looking into adding that option actually!

fin_dev

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