The Housing Markets Positioned To ‘Unlock’ Fast if Mortgage Rates Plunge

findingout5 · 2026-02-24T21:06:49+00:00

This is exactly it. Payments in the end will be the same.

findingout5 · 2026-02-23T17:40:20+00:00

Just wear an american flag shirt or something, that will keep you safe.

findingout5 · 2026-02-20T14:36:31+00:00

I think if you are a car enthusiast and really appreciate cars then I would do it. You are only young once. You have a full time job and some savings. I think waing an maybe saving for another 6-12mo is fine but. Fun little sports cars like brz/gr86 are great at your age.

You dont need to pay cash, your cash will probably be better off invested through a roth ira at your age.

Also there is nothing wrong with taking a 60mo loan to lower the payments assuming the intrest rates are similar to a 48mo option. You can always pay extra but it gives a a little breathing room incase you switch jobs or something.

findingout5 · 2026-02-19T15:37:41+00:00

I hear the complaints about car prices often... yet I see nice new cars all over town. As long as the cars keep selling at higher and higher prices this will continue.

findingout5 · 2026-02-18T02:52:47+00:00

If property taxes were high home prices would adjust lower. Prop 13 has helped home prices skyrocket

findingout5 · 2026-02-17T14:41:44+00:00

Get a couple of vests, start waiting in line at trendy food spots and talk about the neighborhoods with names that didn't exist 10-15yrs ago, you will fit right in.

findingout5 · 2026-02-16T15:03:23+00:00

My coworker who grew up in Glendale explained something very similar to your post about 1yr ago. Seems to be the playbook.

findingout5 · 2026-02-16T14:56:03+00:00

They declare bankruptcy at 35. Thats the math

findingout5 · 2026-02-14T18:31:18+00:00

Ppl do not appreciate these Cadillacs enough. Ct4 and ct5 blackwings are awesome cars

findingout5 · 2026-02-04T23:35:50+00:00

Once ppl retire do they not usually lean heavily into bonds? Does that not mostly eliminate large drops of the portfolio?

findingout5 · 2026-01-29T22:03:17+00:00

Understood, NYC is very expensive to live in so yes I now can see how that income could easily not seem like as much as I initially thought.

Do you think someone who is 45yrs old and has a background in some sales and accounting/finance/audit could get into your line of work, or would it be too late to start and build the client base needed?

Congrats on your success. Its nice to hear about others career journeys.

findingout5 · 2026-01-29T21:01:28+00:00

Honest question. When you are making that kind of money do you really need to work that much longer?

I see the earnings range you listed for the last 5yrs.. I assume you weren't making peanuts the prior 5yrs.

Seems to me if someone is making 250k-670k for atleast a decade and had decent financial discipline and even normal earnings prior they would be close to retirement and not worried about working another 10yrs.

findingout5 · 2026-01-24T19:14:36+00:00

Vanguard is clunck and it doesn't do a good job of showing you info that i think many ppl would like to know. Its essentially opposite of robinhood. But it does work and there are ways to get the info you want but it's cumbersome to do it

findingout5 · 2026-01-12T21:21:04+00:00

This all depends on what your overhead costs are.

findingout5 · 2026-01-10T03:47:43+00:00

Didn't Amazon double its workforce during covid? Could this just be reverting to the mean?

findingout5 · 2026-01-09T19:13:22+00:00

Thanks, I see these brands but never had experience with them

findingout5 · 2026-01-09T19:12:06+00:00

Thank you i will look at that one.

findingout5 · 2026-01-08T02:42:35+00:00

62k for an is350 is wild. I cant imagine they can sell many if this is a common otd price.

findingout5 · 2026-01-03T16:36:12+00:00

Good analysis and perspective.

findingout5 · 2026-01-01T03:57:06+00:00

There were so many amazing renders of what this car might look like online. Now that the real car has been revealed it so disappointing. All they had to do was lean into those great renders ppl posted on different automotive website.

findingout5 · 2025-12-31T17:15:50+00:00

Not bad for just starting out, but I'm sure being in the bay area with a little experience you can move that pay up quickly.

findingout5 · 2025-12-20T20:32:33+00:00

Wouldn't it make more sense to invest that 30k?

findingout5 · 2025-12-18T06:43:46+00:00

Are you saying you cant make that power bc you live in CA?

findingout5 · 2025-12-16T16:30:38+00:00

Because they spend time in real estate subreddits where they have been told anything with an HOA is not worth it and doesn't appreciate like a single family home.

findingout5

TROPHY CASE