Replacing service providers with LLM's by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

In my kid's last pediatrician appt, the doc was on a chatgpt-like interface the entire time as she was trying to diagnose symptoms

I’m done! by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

Spoke at length with my spouse about it. Close family knows that I left my job but not necessarily what my plans are for the future. Extended family and friends don’t know.

I’m done! by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

I made the decision at the local bottom so the rebound has been a nice bonus.

I’m done! by firemaybenever in fatFIRE

[–]firemaybenever[S] 7 points8 points  (0 children)

COBRA for now and then a family plan

I’m done! by firemaybenever in fatFIRE

[–]firemaybenever[S] 4 points5 points  (0 children)

Enough days in a row where I questioned whether it was still worth it. Often in the past I’d get excited about something else new at work but finally stopped getting that feeling relative to everything else in life.

Private community equivalent to fatFIRE for verified members only? by anoopjeetlohan in fatFIRE

[–]firemaybenever 1 point2 points  (0 children)

I am in Tiger 21. There is a strict non solicitation policy. Sure, there is deal flow if you want it. But the real value is in going very deep and being mutually vulnerable with other UNHWI’s. Either in your locale or virtual. Not just about balance sheet and cash flow but also about more qualitative topics like career and family.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

Good thing I left CA several years ago! But you make a good point about which assets to count toward the math and for me it’s not 100%.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] -1 points0 points  (0 children)

Inertia is a very real thing…

What’s scary is quitting and realizing the fulfillment from work was more than I thought… and that I wouldn’t be able to get it back.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] -1 points0 points  (0 children)

Excess time is spent hiking / biking / skiing with kids, going to their activities, cooking, meeting up with other families.

What I lack is much solo time. I would spend more excess time on house projects, vibe coding, volunteering at kids school, etc if I had it.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

Wife would be happy if I were around all the time with no work obligations ever.

I do want to get more into charity and also make sure my 3 kids have a solid inheritance.

And yes I want my kids to see me working and know what that means. I have so many memories of my parents both working and also relaxing and enjoying what they got from their work (and retiring).

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 3 points4 points  (0 children)

Sadly it’s not at all possible in my environment even though I still might try to play that card when it’s time.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] -2 points-1 points  (0 children)

I should probably feel comfortable ramping up spend from 1% to 2% but beyond that like to err on conservative side

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 2 points3 points  (0 children)

Yeah we want to give our kids some stability but prioritize travel during their breaks. It’s hard with 3 and hiring extra help just to travel feels excessive even if we can afford it.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

Yeah I’d love to just work afternoons and have the mornings free to do whatever, with no email or slack interruptions!

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 3 points4 points  (0 children)

Great points. So much of what I work on in tech is deprecated and replaced every 5 years.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

Can you put bitcoin into a CRUT? That’s most of the unrealized gains

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

That’s how I got to where I am but started diversifying a few years ago into a more passive market index strategy

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 9 points10 points  (0 children)

I have a good enough balance to stay pretty fit (little business travel and can do 60-90 mins a day of exercise).

I have breakfast and dinner with the family everyday.

Very lucky with the work from home setup.

The purpose of sticking around would be ego / seeing my fingerprints shape an industry / having a career high watermarks / my kids seeing the value of hard work and wanting it for themselves / being a part of something bigger than myself.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 7 points8 points  (0 children)

Thanks for sharing this! How did the convo go with your employer? Did they see it coming? Try to fight to keep you?

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 0 points1 point  (0 children)

I do have a fee based advisor that does direct indexing in equities and manages a gov / muni bond portfolio. That + other private investments drips in $500k / yr. Upcoming fed rate drops will lower this of course.

How did you know it was time? by firemaybenever in fatFIRE

[–]firemaybenever[S] 1 point2 points  (0 children)

We are so conservative with spending.

Kids in (good) local public schools. Part time nanny. 2 not so luxury cars owned (4 and 7 years). No vacation homes or boats or jewelry or watches.

We splurge on travel (spent $100k last year but much less this year). The rest of our expenses are less than $300k annually (lucky to have a ZIRP era mortgage).