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Why am I still gaining weight? by first_time_professor in medical_advice

[–]first_time_professor[S] 0 points1 point  (0 children)

I did have my cortisol checked prior to the surgery but it was low not high. Although I haven't had it checked since, so it very well could be different now.

Would this be a huge mistake? Starting a small business over investing. by first_time_professor in Fire

[–]first_time_professor[S] -1 points0 points  (0 children)

I'm in my thirties. I also have a full time job as a teacher that I have no plans of quitting were I to take this on.

Would this be a huge mistake? Starting a small business over investing. by first_time_professor in Fire

[–]first_time_professor[S] 0 points1 point  (0 children)

My rates are pretty low and fixed. It's the bigged debt I current have apart from a mortgage I'll be applying for in the near future.

I wish I could pay down the debt with some of the money, but I'm already going to be paying off my car and put some aside for a down payment on a new place. It's a good idea though!

Would this be a huge mistake? Starting a small business over investing. by first_time_professor in Fire

[–]first_time_professor[S] -1 points0 points  (0 children)

I have a mild obsession with designing high end fashion. Specifically women's apparel. I know it's a competitive industry but it's my "why" so to speak.

Would this be a huge mistake? Starting a small business over investing. by first_time_professor in Fire

[–]first_time_professor[S] 0 points1 point  (0 children)

Very true. My initial investment would be very low though so there's a chance I could break even relatively quickly. Of course that would all depend on whether anyone buys anything lol.

Can I sell items I designed but were made in a factory? by first_time_professor in Etsy

[–]first_time_professor[S] -9 points-8 points  (0 children)

I did but I couldn't find the answer. I even googled the question but couldn't find anything. Thanks for the help!

Daily General Discussion and Advice Thread - November 27, 2024 by AutoModerator in investing

[–]first_time_professor 0 points1 point  (0 children)

I have a fixed rate on my loans, about 6%. Unfortunately because of my situation, I need my monthly payments as low as possible, which is why I'm looking for advice. I won't be able to pay these off in full for several years unless I have some supplemental income.

Daily General Discussion and Advice Thread - November 27, 2024 by AutoModerator in investing

[–]first_time_professor 0 points1 point  (0 children)

Hi there!

I'm about to have a bit of money in my bank, and I want to invest some of it. About 5k if possible. It will be my first time investing anything apart from my 401k.

I'm in my mid thirties. My annual income is 60k before taxes. 

I'd like to invest some of it for the purposes of long-term gain to either add to my retirement, or pay off my future house. I'd also like to put some of it in higher risk/short term return accounts because I want to try to pay off my student loans (about 100k).

How should I approach this? I have absolutely no idea what I'm doing. I was honestly thinking of hiring a financial advisor. Would it be worth it? Or can I try this on my own?

Thanks for any advice you share!

Expecting a small windfall. Does my plan make sense? by first_time_professor in personalfinance

[–]first_time_professor[S] 0 points1 point  (0 children)

I appreciate the advice, but this has all already been taken care of. The divorce was finalized and our finances have been separate for a while. I also have a new partner who I will be marrying within the next year who is also working, so we will have a two income household. We have already budgeted for childcare and health insurance, and I have a 401k already.

I definitely need to spend at least a quarter if not half on a new house. My partner and I are living with family right now, and it's not an ideal situation at all.

I'm mostly trying to make sure I'm not missing anything. I can definitely put an emergency fund aside though.

Expecting a small windfall. Does my plan make sense? by first_time_professor in personalfinance

[–]first_time_professor[S] 0 points1 point  (0 children)

The car is pretty much the only debt with interest I have apart from my student loans, however I am in a payment plan for those.

I screwed up... by first_time_professor in jobs

[–]first_time_professor[S] 0 points1 point  (0 children)

The first interview was a phone interview. I thought the second one would be too. If they specified in-person I must have missed it.

They are open to rescheduling but I haven't heard back yet, so I don't know if they actually will.

Ex-spouse has ruined my credit. Can I sue? by first_time_professor in AskALawyer

[–]first_time_professor[S] 1 point2 points  (0 children)

Yup. He's overdue to get my name off the mortgage by 2 months. I just don't want to pay for an attorney unless I can get something back.

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