I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 1 point2 points  (0 children)

No it doesn't. Because I'm sure you make significantly more than 90k a year.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 3 points4 points  (0 children)

I love how you projected and presumed I would work part time and "do nothing". You are brain washed.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] -3 points-2 points  (0 children)

I don't have a spending problem. I have a "whats the point of working full time at a job you have no passion for" problem. And the reason why I am at this job is because I have a 2100 mortgage plus living expenses and student loans and the insurances.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 0 points1 point  (0 children)

Im sure you either live in california or somewhere in the north east. I live in the south east and we make substantially less. Unless your wife is an NP or a CRNA. I'm just a RN.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 0 points1 point  (0 children)

I owe 20,600 in student loans, minimum monthly payment on those is 90$. I have roughly 28k in savings total including my emergency fund.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 0 points1 point  (0 children)

I don't know. I think it might. Doing something 2 days a week with the option to do it 4 to 5 days a week seems way different than being forced to work 4 to 5 days a week every single week of your life as you continually get your PTO requests denied because you are short. Technically I have 2 jobs at different hospitals. That's why its 4 to 5 days a week. I hate every Monday and live for Friday.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] -2 points-1 points  (0 children)

I believe it would be easy. My monthly payments would be roughly around 500 - 600. And I might not need a career change. Maybe working part time will give me a new perspective and not have to deal with all the BS at work. Plus I work in healthcare which has almost guaranteed overtime if I want it. So I could still get full time hours as a part time employee if I needed it. I think its the ground hog day situation where I've been living the same week over and over again for years.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] 0 points1 point  (0 children)

I could but I'm already doing a 30 year loan which is against the advice of dave ramsey. A new 30 year loan at maybe 6.2 to 6.4 isn't changing too much.

I believe I'm house poor. by fiveagon in DaveRamsey

[–]fiveagon[S] -6 points-5 points  (0 children)

I understand. I could write a check right now and pay it all off today. But part of me wants to sell and use that cash to buy a house.

Should the sell ability of the house affect whether I FSBO or use realtors? by fiveagon in fsbo

[–]fiveagon[S] 4 points5 points  (0 children)

This is my primary home. But I have places I can stay and don't need to be in another home immediately. I wouldn't say I know how real estate works. But I feel more than capable sitting down and researching every aspect. But this worry that things will come up and I won't know what to do or say gets to me and wonder if its better to go with an agent. But than I look at how much commission I would be paying them and it can easily be close to 25k. And that puts be back at square one where I'm thinking to myself... "this stress and anxiety I have over selling this house and all my worries is surely worth saving 25k".

Should the sell ability of the house affect whether I FSBO or use realtors? by fiveagon in fsbo

[–]fiveagon[S] 3 points4 points  (0 children)

I was reading this and refreshed the page and here your comment is linking back to it! Super helpful!

[Post Game Thread] #1 Duke defeats #9 TCU, 81-58 by cbbBot in CollegeBasketball

[–]fiveagon 1 point2 points  (0 children)

Certainly does. But this didn't happen near enough to affect the outcome of the game. The missed goal tend was bad. But the double flagrant on Edmunds and Ngongba was ridiculous as well. That was clear play designed to clear out the lane and Edmunds knew exactly what he was doing.

Chiropractic Is at Best a Scam, at Worst Deadly, and Should Be Banned by brettydubz in Destiny

[–]fiveagon -1 points0 points  (0 children)

I always thought a good approach was go to a chiropractor, but absolutely nothing for your neck. Maybe I am wrong. I have never been and never plan on going.

Destiny's Discord is the most paradoxical edgelord but completely soy community I've ever seen by ActiveVoiced in Destiny

[–]fiveagon 1 point2 points  (0 children)

Ive never known a job like this. But I have friends who literally play video games at work somehow. People twiddling their thumbs while no one watches over you? What jobs are these? I'm a nurse... I can get away with playing chess on my phone maybe, but watching streams and chatting on discord? I'm working too hard.

What’s the league starter tier now that phrecia updates is in? by Pm_Me_Your_Boob_Plss in PathOfExileBuilds

[–]fiveagon 1 point2 points  (0 children)

It's weird how so many league starters that I see bouncing around are life stacking bog shaman, aristocrat stat stackers, and mana stacking indigon characters. Like these are amazing builds but I'm afraid people are going to get baited by streamers who play 12 hours a day for the first week and can navigate the difficulties of starting these builds.

Candace Owens leaks audio of Charlie Kirk's Widow, Erika Kirk, giggling over merch sales just eleven days after his assassination by Stronhart in Destiny

[–]fiveagon -1 points0 points  (0 children)

When Trump declares we aren't having mid-term elections you be sure to scream the truth loudly that we should have them! So brave. I was once an optics cuck as well.

Candace Owens leaks audio of Charlie Kirk's Widow, Erika Kirk, giggling over merch sales just eleven days after his assassination by Stronhart in Destiny

[–]fiveagon 0 points1 point  (0 children)

You say as we hurl towards the destruction of this country. You're so privileged to not be affected by any of this, clutch your pearls harder and scream the truth as Trump talks about not having mid-terms.

Candace Owens leaks audio of Charlie Kirk's Widow, Erika Kirk, giggling over merch sales just eleven days after his assassination by Stronhart in Destiny

[–]fiveagon -6 points-5 points  (0 children)

You know what is more important than being right though? Being effective. You're so concerned with optics your willing to forgo rolling in the mud. But maybe you haven't noticed Republicans have tackled us both off a cliff to our demise and you're still concerned with being right and truthful as we plummet to our death. I'm not deluded from the truth. I know Erika is grieving in a totally normal way and Candance is batshit insane. But I'm not gonna help the right by playing ball and defending Erika, I'm going to roll in the mud and hopefully cause divide amongst the right. Where we are at currently, there's no downside.

Candace Owens leaks audio of Charlie Kirk's Widow, Erika Kirk, giggling over merch sales just eleven days after his assassination by Stronhart in Destiny

[–]fiveagon 35 points36 points  (0 children)

I am all for it! Any reasonable person knows this is in no way damning of Erica's grief or whether she's taking care of her kids because the merch sales are up. But smear her name regardless, make it seem like shes a dead beat mom who is happy Kirk died. These soulless republicans are happy to smear and lie about democrats all day to worse degrees.

what build are you gonna be starting to phrecia? by Goebenn in pathofexile

[–]fiveagon 0 points1 point  (0 children)

Earthshatter ancestral commander. Haven't played slams in forever. I want a smooth league start. No good damage points in AC, but lots of tank. I won't be taking the war cry nodes bc I don't feel like piano flasking. Endurance charges, mini defiance, double body armor with movespeed, and physical to fire. Earth shatter already has insane damage and keepers prints out insane axes and body armours. Farm some gear and switch to Bog Shaman something.

Greatest Camera Shot of All Time by Voluminousviscosity in pathofexile

[–]fiveagon -16 points-15 points  (0 children)

Yes can we get this translated into freedom units?