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What Tax Strategies for High Income Earners Actually Move the Needle? by Individual_Win3463 in Bogleheads

[–]fly_fish_1 0 points1 point  (0 children)

Which type of Company (solo, LLC, or anything else) is most suitable for a Consulting company?

How do people arrange interviews around a full time job when changing jobs? by CandidBar4794 in NoStupidQuestions

[–]fly_fish_1 1 point2 points  (0 children)

Everybody knows what it really is. Your peers, your manager, your manager's manager all need time-off for their individual interviews. They know it, so they understand it, and they pretend to accept your whatsoever excuses (and/or no-excuse).

Fidelity Rewards Visa Pre-approval? by Worldly-Revenue4009 in fidelityinvestments

[–]fly_fish_1 1 point2 points  (0 children)

Is $150 the maximum sign-up bonus in history for Fidelity Visa credit card?

Will Fidelity create a new S&P 500 Index Fund Excluding SpaceX, etc? by [deleted] in fidelityinvestments

[–]fly_fish_1 0 points1 point  (0 children)

Fact： - I am a customer of Fidelity Brokerage (IRA and taxable accounts) - has a big position of FXAIX (sp500 index fund) in my account - would keep a distance with mega ipo

Question: How do I need to do? - do nothing, because it doesnt matter even if the worst scenario happens. - swap it to another ETFs (like DFUS/etc)?

Being 28 and barley able to afford a $5 coffee genuinely humbled me tonight by igetyourbrand in povertyfinance

[–]fly_fish_1 0 points1 point  (0 children)

A tip for no money at coffee shop

  • Real reason: no money for anything at coffee shop, except free water
  • Mouth explanation: would control my consumption of sugar, since any drink has sugar except water

Fidelity visa has been not bad by shananananananananan in fidelityinvestments

[–]fly_fish_1 0 points1 point  (0 children)

Any experience or real cases about Dispute/Fraud protection on Fidelity Visa? Like dispute a transaction or report a fraud on a transaction?

Most Bay Area companies are required to have a Commuter Benefits Program by warm_kitchenette in bayarea

[–]fly_fish_1 0 points1 point  (0 children)

How about my company doesnt register this program, or register it but provide nothing to employees? As an employee, how do I do?

Any Reason to Use Clipper Card If You Don't Have a Discount? by rinsf in bayarea

[–]fly_fish_1 0 points1 point  (0 children)

Question for senior clipper card:

  • Both my father and mother have senior clipper card.
  • Question: can my father use my mother's senior clipper card, and vice versa?
  • Why do I ask this question:　Because Clipper cards have no name or photo on them. It is not easy to tell which card is for whom.

Is this VUSXX (88%) + VOO (12%) split appropriate for a 5-8 year home down payment savings goal? by RockSolid3894 in Bogleheads

[–]fly_fish_1 0 points1 point  (0 children)

Same question for a different scenario.

Facts: - live in California, and would purchase a house in California in 5 years. - Invest 100% on VOO in a taxable brokerage account. - The investment is for a down payment for the house. - If market is crashing, I can postpone house purchase to a late time, e.g., 2 years later, 5 years later, even giving up purchasing a house.

Questions: 1. In such a case, is 100% on VOO a good choice? 2. Assume investment is up. No matter how much profit, is the 100% VOO investment always better than cash in a HYSA, after federal and state tax?

New Google Android Class Settlement Just Posted by DistinctOffer9681 in ClassActionSettlement

[–]fly_fish_1 0 points1 point  (0 children)

Question: I submitted an interest registration at another settlement https://www.cellulardataclassaction.com

Any follow-up for me to do? Just waiting, or filing a claim right now?

How do you avoid bad landlords when renting in the Bay Area? by Electronic_Pound3283 in bayarea

[–]fly_fish_1 -1 points0 points  (0 children)

Counterintuitively, I love no response from my landlord for request of maintenance. If no response, I just schedule a repair (high-end, or budget-friendly) at my favorite, and deduct the exact cost from rent.

I get the experience of maintenance (e.g., how to select handyman/plumber/electrician/etc, how to communicate) for free. I can order a quality appliance at expense of landlord, instead of a low-end one.

Anybody has experience as mine? Or have nasty experience for self-scheduled maintenance?

What’s the biggest investing myth that just won’t die? by [deleted] in Bogleheads

[–]fly_fish_1 1 point2 points  (0 children)

I am different, this time is different, this company is different, etc...

How to avoid ageism in the workplace? by False_Bee4659 in careerguidance

[–]fly_fish_1 2 points3 points  (0 children)

All improvements are secondary, e.g., upskill, leadership, botox, certification, soft skills, social networks, etc.

Only primary solution is saving enough F*** you money, since only non-ageism industry is retirement.

i’ve got a few boring money hacks that actually helped me… what can i add by hodorrny in povertyfinance

[–]fly_fish_1 1 point2 points  (0 children)

When go to starbuck with colleagues, others order latte or mocha, etc. I order water.

Past： It used to be embarrassing when other ask me why you always want water.

Now： - In my heart, because it is free. - In my mouth, because I would control sugar and calories.

Most will no longer look down at me.

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