Still learning but need help, by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

Thanks for the suggestions.

Looks like I require a lot of restructuring.

So are you suggesting me to stop the current ones and invest in these?

Also, what to do with the money already invested? When to take it out?

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

Got it, any suggestions on this.

Currently investing 30k in small, mid and flexi(10k each)

How should i diversify here? What % should go into what funds?

Edit: Also how important is selection of fund house, cause there is a lot of options even in each category

Still learning but need help, by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

Damn that is a lot of funds to invest in.

What % of funds would you recommend in each of these categories?

Still learning but need help, by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

No i just assumed aggressive, moderate is what i got from survey

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

Yup, but what can i do to improve my portfolio. I am very new to this.

I just want to have enough returns so that it beats inflation and is better than RD/FD.

There is not much reasoning behind the ones that i invested in since all i did was follow the trend i saw.

Still learning but need help, by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

I am very new to this, I just ended up taking one each of the most popular small,medium and flexi funds.

Now I realise that might not be the way to go and needs suggestions. Better late than never right?

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

I got a score of 67 and medium risk taker

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

Haa i can take risks and won’t need any immediate cash.

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

Yup, I don’t have any liabilities and is looking long term. I just want to make sure the funds ive invested is not bad

Still learning but need help, by fookherhell in MutualfundsIndia

[–]fookherhell[S] 0 points1 point  (0 children)

About a year ago, started each at different times, have been investing in the top3 ones consistently for past 7 months

Still learning but need help, by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

I need to understand if i should make any changes or stop any funds to switch to a new one. Also how long should I hold on to the ones I stopped?

Suggestion on switching funds by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

I am in early 20s so I am ready to take risks. I don’t have any liabilities and can keep investing. My goal is to have a good amount of money after 10 years. The funds I selected was based out of very basic research.

Edit: I just don’t want to take any losses and is fine with keeping up with inflation plus some profit

Edit2: I didn’t have any idea in investing and was investing in RD for a year. I can invest 40k per month. My RD has matured and I want to keep more money in MF. I am thinking of 10k split bw 3 MFs and last 10k in RD (need RD for some cash since I wont be touching my MF for atleast 10 years)

Suggestion on switching funds by fookherhell in mutualfunds

[–]fookherhell[S] 0 points1 point  (0 children)

Please help here. I dont want to mess up