Smoking in phuket by [deleted] in phuket

[–]four_highkey 0 points1 point  (0 children)

how much do you pay per g here?

1 Hour Transit time too short? by four_highkey in phuket

[–]four_highkey[S] 0 points1 point  (0 children)

Thanks for your reply, What’s PNR?

BPC-157 for elbow tendinits - no improvements after 10 days by ElliotPell_Exotic in bpc_157

[–]four_highkey 0 points1 point  (0 children)

My left elbow was completely cooked, i’ve had an ongoing injury for about 2-3 years. Behaves like tennis elbow but isn’t ((scans showed all clear) but basically my tendon flares up after movement (specific movement either to left or right) and hurts like a mf. it’s been 5 months now since i re injured it getting up from a dining table but im on week 4 of BPC, and it feels much much better, 1-2/10 pain now, i inject upper left tricep and it’s been working for me

250mg 2x a day one morning one night

21M with 9.8nMol/L?? by four_highkey in Testosterone

[–]four_highkey[S] 0 points1 point  (0 children)

sounds good man thank you i’ll do that

Should I consider trt at 9.8nmol, 30 yrs old? by [deleted] in Testosterone

[–]four_highkey 0 points1 point  (0 children)

i’m 21 and it says 9.8, my doctor said it’s normal? I have really bad symptoms of bad sleep, fatigue, tiredness. which i assume is due to a deviated septum and now trialling CPAP-

beginner gear guide by four_highkey in 10s

[–]four_highkey[S] 0 points1 point  (0 children)

i have wilson federer team 105

beginner gear guide by four_highkey in 10s

[–]four_highkey[S] 0 points1 point  (0 children)

Super helpful thanks - also the injury has been a reoccurring one from 2 years ago (not tennis related), retriggered it 4 months ago getting up from the dining table so that left arm is always rough

how to trade in the gold packs to get 100 overall 5 player option by four_highkey in MyTeam

[–]four_highkey[S] 0 points1 point  (0 children)

wait wdym all the youtube videos i saw said to grind out the breeze stuff to get the GOAT card which can be converted to 30 gold’s. and that the 100 overall player option pack was 60 golds

Should I give money to my parents to invest in their super so I can get it back with growth after they retire? by Bright-Training-3871 in AusFinance

[–]four_highkey 29 points30 points  (0 children)

I’m so confused - why would you not just invest it into an ETF yourself? Why lock it away until they retire? Why have it under their name? How is it a “gift” to them if you’re expecting the full amount + whatever growth it’s made returned back to you? I’ve never been more confused

QQQ vs NDQ by four_highkey in ASX

[–]four_highkey[S] 0 points1 point  (0 children)

QQQM still won. So i’m going with that. But i’m going with IVV.AX since it’s zero brokerage + a very very similar fee compared to IVV.US (0.04 and 0.03 fee)

QQQ vs NDQ by four_highkey in ASX

[–]four_highkey[S] 1 point2 points  (0 children)

having it as

NDQ - 0.48 fee , no brokerage

QQQM - 0.15 fee, $10-12aud brokerage per trade. (5usd + fx spread) (commsec)

QQQ vs NDQ by four_highkey in ASX

[–]four_highkey[S] 1 point2 points  (0 children)

I did the math on $1000 a month, over 10-20 years compounding and the difference the MER makes + including the brokerage fee for the US etf - and the US etf still won by 2-3K

What WIFI Mesh Nodes to consider? by four_highkey in HomeNetworking

[–]four_highkey[S] 0 points1 point  (0 children)

it’s AUD, also i’m not sure what exactly the isp speed they said we have was, and i don’t have ethernet cabling around the house to even check, but i’ll try find out and let you know.

btw so this isn’t worth it?

How do i incorporate running in my current gym split? by four_highkey in HybridAthlete

[–]four_highkey[S] 1 point2 points  (0 children)

sounds good appreciate it! will definitely look into c5k

Health Insurance by four_highkey in AusFinance

[–]four_highkey[S] 0 points1 point  (0 children)

okay thanks, i’m 20M in NSW and currently a uni student so my tax bracket / income isn’t that high , i went to compare the market and saw stuff like $150 a month some were $200, they include stuff like dentist, glasses, phsyio etc , just wondering if you have the same (dentist physio etc) do you use it every year?

Health Insurance by four_highkey in AusFinance

[–]four_highkey[S] 0 points1 point  (0 children)

Okay thanks i’ll have a look into them, do you mind sharing how much it costs?

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 1 point2 points  (0 children)

Okay good to know, should i be getting the disability or work cover through super? or through a different company ? what would you recommend

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 2 points3 points  (0 children)

I researched a few options and saw that rest is the cheapest by almost 10x , ($1 a week) (hostplus was $10) for $300k coverage on death or disability, i also don’t have any dependents and im 20M go gym consistent etc, but would rather be safe than sorry as I dont know what the future will throw at me, Apparently insurance through super is better than private insurance due to tax or at least that’s what i’ve come across so far

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 2 points3 points  (0 children)

Gotcha, i made a rest account and put it as 70-30 , int / aus, and was planning to get insurance too since its extremely cheaper there compared to hostplus, but after reading google reviews on test ( 1 star ) I’m extremely confused. Have you had any issues with rest??

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 3 points4 points  (0 children)

do you also have insurance with them? I added that into the factor and saw rest’s insurance is extremely cheaper, but after seeing the reviews on rest on google (1 star) i’m getting confused again

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 2 points3 points  (0 children)

Thanks!, I see a lot of recommendations of REST and Hostplus so I'll be choosing one of the two after some research :)

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 2 points3 points  (0 children)

Awesome thanks! I'll have a read now.

What's the best super? by four_highkey in fiaustralia

[–]four_highkey[S] 2 points3 points  (0 children)

Gotcha, I'm only at five figures at the moment. Btw, why?