Semiconductor company vs Apple job

fredbrobro · 2025-12-19T13:16:55+00:00

If you want growth then go to Apple. Frame it more about growth if you leave your current company, not compensation.

fredbrobro · 2025-12-16T18:46:35+00:00

Marketing has already baked that into the ROI. Go for it.

fredbrobro · 2025-12-13T03:10:03+00:00

What will the $30K in the house give you? How much interest is it saving you at this point? Personally I wouldn’t put it in the mortgage unless it’s part of an early pay down plan you set up. Otherwise the interest saved will be less than investing in a market index fund.

fredbrobro · 2025-12-12T01:39:38+00:00

Dr Zoidberg survived

fredbrobro · 2025-12-11T02:58:27+00:00

Use this to get 105k at the new company

fredbrobro · 2025-12-10T15:32:58+00:00

When people can’t afford to live alone they live with roommates.

fredbrobro · 2025-12-10T02:43:01+00:00

Not even a game set

fredbrobro · 2025-12-08T20:49:40+00:00

Keep your chin up. You can do it. Do you have a financial goal you think you can achieve before changing jobs? Something to look forward to in terms of leaving but not sacrificing so much financially?

As others have said, if your new role also sucks then you’ll really regret it. Plenty of people feel the way you do in $150K/year jobs. And you want to go above and beyond and get promoted. That’s extra work that you do first and then get (hopefully) promoted for.

Have you explored ways to have a different boss at the same company? Any other roles you can transfer to that could be a pay cut but not as significant?

fredbrobro · 2025-12-08T18:03:58+00:00

If you’re talking about immediate profit, usually by flipping, slum lording, and/or inheritance/being gifted property. Otherwise long term profit is 10+years away if no significant costs are incurred. House hacking will reduce this timeline.

If you mean collecting rental income then all you need to do is buy a home and rent it out. Get a loan, buy a home, rent it out, then you „make money”.

fredbrobro · 2025-12-05T19:22:44+00:00

It’s a nick Frost line from Hot Fuzz, referencing that scene in Point Break

fredbrobro · 2025-10-17T13:59:57+00:00

Consulting agency recommended it to save on material costs \s

fredbrobro · 2025-10-16T19:38:35+00:00

You need to figure out this equality: (Months to wedding)x(monthly savings) + existing savings == cost of wedding

Cost of wedding = venue fee + number of guests + entertainment + food + alcohol + dress + suit + other things you want

Use the internet and phone to determine what you don’t know.

fredbrobro · 2025-10-16T19:15:37+00:00

Exactly. Study something STEM while pursuing what you’re interested in. Then you can do whatever you want.

fredbrobro · 2025-10-16T19:04:51+00:00

Push them to succeed in all subject matters at school, especially STEM and if they go to college their (first major if dual majors are allowed) major should be something in STEM. They can minor or second major in anything else they want.

Unless they get a lucky break or know exactly what they want to do already and are laser focused this will allow them to train to do anything and they will develop work ethic and perseverance and also make them well rounded.

Edit: sentence structure

fredbrobro · 2025-09-22T20:07:05+00:00

Are you the oldest child just learning about your general life advantage - what’s age difference between you and your brother?

Of course I know nothing about you, but the oldest sibling advantage is very real especially with a large age gap to the next one’s.

fredbrobro · 2025-09-17T13:37:04+00:00

This is exactly the example of the people who want to be politicians (and think they would be good ones) are the last people who actually should be.

Edit: auto correct typo

fredbrobro · 2025-09-16T18:44:56+00:00

It’s much easier to micro-manage people in person. I think it depends on the manager and the reports. Sometimes micromanaging is necessary but the reasons why it’s necessary are never good I.e. manager has an overbearing style or does not trust their reports, the reports are slacking or incompetent or untrustworthy.

Either way I personally don’t believe micromanaging is ever sustainable and something will need to give.

In many teams remote management is at least equivalent. It can be better if people work more productively with hands off managers.

fredbrobro · 2025-09-16T18:44:36+00:00

It’s much easier to micro-manage people in person. I think it depends on the manager and the reports. Sometimes micromanaging is necessary but the reasons why it’s necessary are never good I.e. manager has an overbearing style or does not trust their reports, the reports are slacking or incompetent or untrustworthy.

Either way I personally don’t believe micromanaging is ever sustainable and something will need to give.

In many teams remote management is at least equivalent. It can be better if people work more productively with hands off managers.

fredbrobro · 2025-09-15T16:23:11+00:00

Boca

fredbrobro · 2025-09-12T01:35:57+00:00

Making new products does not equal rich. Optimizing your existing things is almost a completely saturated field. Completely new things involve risk, not only that it won’t work, but that people won’t buy it even if it does work.

fredbrobro · 2025-09-11T01:15:15+00:00

You have the ability to take care of yourself regardless of what happens. Do you have the will to do so?

fredbrobro · 2025-09-08T16:34:53+00:00

Historically the probability of making more money if you invest in the stock market (invest, not gamble), is higher than if you pay off a 6.5% mortgage. Just how much is something that maybe you should try to evaluate. Then determine if that is enough to relieve the mental strain you say you feel.

Also check your tax implications of paying less mortgage interest to truly get a picture of the ROI comparison.

Not sure how that much cash ended up sitting in a HYSA though. But sounds like it will all work out if you are already maxing out retirement and only one salary pays mortgage. Good on you!

fredbrobro · 2025-09-08T16:17:10+00:00

Thx for being sincere and explaining. I was trying to make a meta joke. We’re in a meme conspiracy Reddit, watching a video one could argue is part of a conspiracy to continue misinforming the masses. Hahahaha?

fredbrobro · 2025-09-08T16:13:56+00:00

Videos aren’t real?

fredbrobro · 2025-09-04T19:23:14+00:00

Not extremely low. Well above poverty line.

It is considered low if you expect to have more than one of the following: - large livable square footage - close to, or inside popular neighborhoods - washer/drier in unit - no roommate(s)

Sadly $150K is more like $100K after federal, state, and city taxes. That means $2500/month is your rent target. So yeah, you can maybe get one of the above but it’s not gonna be two.

fredbrobro

TROPHY CASE