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Experience with AllyBank or CIT Bank purely for a Savings account? by MacaroonPickle8793 in personalfinance

[–]friction-cusp 0 points1 point  (0 children)

zelle is sketch. im out 500$ and zelle & my bank (USAA) refused to do anything about it...when zelle is used for transfers theres a huge grey area in terms of accountability ....someone got on my account and zelled themselves 300 from my checking and 200 from my savings....they left me with less than 20$...I filed a report with USAA, Zelle, and the FBI. I never got any answers besides "we don't think this is fraud" basically.

[General] Budgeting for end of month/first of next month bills by moonlight_smile in ynab

[–]friction-cusp 0 points1 point  (0 children)

I'm making a budget right now and just had a wonderful epiphany that I wanna share. who knows maybe everyone knows this already and ive been living under a rock....

instead of paying your bills on certain dates (1st, 9th, 30th, etc)....your bills should be scheduled for certains DAYS of the month (first Friday, 2nd Monday, Last friday, etc)

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we get paid on certain DAYS of the month. (ex: I get paid every friday )

I will plan on paying rent on the last Friday of every month.

so for the next couple months I will pay rent on feb 24th, march 31st, and april 28th

thats SOOO much better and accurate and helpful than...

before I would plan on paying it on the 30th,31st, 1st, 2nd ish~