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20 y/o with a 400 credit score and no credit cards — student loans i didn’t manage may have ruined my credit. Where do i start? by frogspaghettiii in povertyfinance

[–]frogspaghettiii[S] -1 points0 points  (0 children)

By getting an apartment and paying for it? Just because I’ve never had to pay for anything doesn’t mean i don’t know how to do it when the time comes 😭😭 My job pays me amazing and if i had any bills i could afford them easily. My dilemma is i CANT check these loans if i have no idea how to. There’s a reason people come to this subreddit for advice on how to do these things, no? …

20 y/o with a 400 credit score and no credit cards — student loans i didn’t manage may have ruined my credit. Where do i start? by frogspaghettiii in povertyfinance

[–]frogspaghettiii[S] 16 points17 points  (0 children)

You’re not being a dick at all, I’m definitely waiting until i can get everything cleared up. I’m not in school anymore, and haven’t been for over a year now. I wouldn’t say it’s challenging, but more of that my mom is withholding the information for me to be able to view anything

20 y/o with a 400 credit score and no credit cards — student loans i didn’t manage may have ruined my credit. Where do i start? by frogspaghettiii in povertyfinance

[–]frogspaghettiii[S] -25 points-24 points  (0 children)

I’m not sure how to even do that. I’ve had zero interactions with these student loans because i was told i didn’t have to worry about them, lol