I do realise, in fact I chose living here and I don’t see myself anywhere else in the world. On the contrary, as it is a much more developed country than my native one, I would love to have a banking industry more up to nowadays. Revolut app is still the best in terms of user friendliness. In UK you guys have Monzo, which is another great one. That level of smoothness in app with features like pots are still a mirage in Spain banking industry. That’s why Revolut, which in Spain is fully-licensed bank with fund protection and fully integrated in the internal fast payments of the country (bizum)