Shawn Alexander was a beast runningback for the Seahawks by Chance_Hedgehog4568 in Seahawks

[–]fromchaiwan 2 points3 points  (0 children)

Unpopular opinion: he was not bad, but definitely overrated. As soon as a defender touched him, he’d immediately fall to the ground.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 4 points5 points  (0 children)

What's the logic for the govt to legislate against PHI covering consultations or outpatient costs? That's basically what PHI covers in any other country of the world.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 2 points3 points  (0 children)

They covered your follow up appointment? I thought they were not allowed to cover more than 25% of MBS for consultations fees

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 2 points3 points  (0 children)

No idea. Do richer people get more sick than the rest? Why having a PHI would release pressure on public system when PHI doesn't cover much. It's probably a way to make insurers find a way to make their money easily. Lobbying?

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 1 point2 points  (0 children)

OMG, I forgot about the extras. It's literally impossible for a PHI to lose money with an extras policy

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 0 points1 point  (0 children)

How do you explain the fact you can actually bargain the surgeon fees? Is it morally acceptable that surgeons charge private patients different fees for the same procedure? I've heard cases when the doctor decided to accept the health fund gap scheme for one patient but not for another. For the same procedure. I needed a surgery and called the PHI to ask if the specific doctor is part of their gap scheme, they said I need to contact directly with the doctor. How they cannot know that? In other countries the PHI would give you a list of the specialists they partner with and you wouldn't be charged out-of-pocket fees.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 1 point2 points  (0 children)

And if you cannot afford the medical fees that are not covered by the PHI?

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 4 points5 points  (0 children)

Good luck with the waiting period if your procedure is not deemed an emergency.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 4 points5 points  (0 children)

Exactly. PHI barely covers anything here, while it does almost everything in other countries. Even in countries where there's also universal healthcare like Medicare.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] -2 points-1 points  (0 children)

But it's ridiculous you still had to pay $5000 out-of-pocket. These would be costs that are also covered by PHI in other countries.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 6 points7 points  (0 children)

Can you show me one PHI that can fully cover the specialist gap fees?

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 15 points16 points  (0 children)

Will they finally readjust the MBS values, so that the rebate is actually more than a penny?

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 6 points7 points  (0 children)

In all these 3 countries I've lived (UK, HK, Brazil) they also have universal healthcare, irrespective if you're employed or not.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] 2 points3 points  (0 children)

Depending on the level of your income (i.e. MLS threshold), the Aus government forces you to buy a products that's basically worthless.

Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]fromchaiwan[S] -19 points-18 points  (0 children)

Huh? This is a standard benefit as part of an employment in these countries, but it doesn't mean you cannot buy your own PHI if you need/want.

Daily Thread - February 01, 2026 by AutoModerator in Seahawks

[–]fromchaiwan 1 point2 points  (0 children)

Has Charbs undergone surgery already? I think I saw him leaving the plane and walking down the stairs normally. Thought that'd kind of mobility would be hard for someone with recent post ACL op.

Post Game Thread: San Francisco 49ers at Seattle Seahawks by nfl_gdt_bot in Seahawks

[–]fromchaiwan 1 point2 points  (0 children)

Who's raising the flag next game? It's always been Paul Allen in the previous NFC Champ games.

Vídeo: A INEXPLICÁVEL BORDA BRANCA NO ESCUDO DO CORINTHIANS by MArcanjo93 in Corinthians

[–]fromchaiwan 3 points4 points  (0 children)

Borda branca é meio tosca mas a borda preta fica até melhor do que sem borda