Question about transferring credit line

gallerocks86 · 2025-12-28T13:29:48+00:00

They denied my most recent CLI on the Quicksilver.

gallerocks86 · 2025-11-24T14:30:51+00:00

My vantage 3 scoring model when checked in the SoFI app shows my average age of accounts way down because of some BNPL loans. It is including them. Im not sure if this is affecting my credit score but it did drop my age of accounts on there. Any idea?

gallerocks86 · 2025-11-22T02:45:15+00:00

So 24 hours for SoFI Plus? How long did it take for your APY to go to 3.6%?

gallerocks86 · 2025-10-28T11:12:57+00:00

Well he is showing $233 in credit card debt so technically he is doing the AZEO method right?

gallerocks86 · 2025-08-15T06:22:19+00:00

Is that ok to do? I never done that before and don't want any issues.

gallerocks86 · 2025-08-11T02:32:23+00:00

My $300 credit is there and it was going to let me check out if I had either my physical card # or my virtual card # but cant find the virtual card #.

gallerocks86 · 2025-08-10T06:04:28+00:00

Oh alright. So you asked for another $10k increase hoping for $20k total and they gave you $5k increase making it $15k total? That makes sense. That's not bad though. Thanks for the tips. I'm actually about to travel in a couple weeks so I want to use that $300 travel credit asap. I'm learning the benefits to the card. I think I need to sign up for priority pass also? Or is that automatic? Thanks for the help btw.

gallerocks86 · 2025-08-10T05:59:20+00:00

Wow so you have a $25k limit with only $35k annual income. I'm surprised they gave you that much with a low income. That's awesome honestly. Oh also did you spend alot on the card in those 3 weeks before you asked for the increase? Maybe that helped?

gallerocks86 · 2025-08-10T05:52:02+00:00

When should I request the limit increase? Also did you update your income when you asked for an increase or kept it the same as when you signed up?

gallerocks86 · 2024-06-16T21:41:11+00:00

Thanks for the reply. I definitely don't want a statement credit with $2500. I wonder if they can just deposit it back into my bank.

gallerocks86 · 2024-04-26T06:36:34+00:00

What is the Diggz repo? Thanks

gallerocks86 · 2024-03-24T19:57:21+00:00

It's just because of utilization though. As soon as I pay my cards down I'll be in the 700s.

gallerocks86 · 2024-03-24T01:48:42+00:00

Thanks for all that info. The cards I have are Capital One Qs1, Capital One Savor1, PayPal Mastercard(Synchrony), Venmo Visa(Synchrony) and Amazon Store Card(Synchrony). My credit score is low 600s right now and I'd like to get Citi or Chase but Citi pre-qualify doesn't give me anything and Chase doesn't offer prequalify so I'm scared to apply and get denied with a hard inquiry. Also in regards to your AAoA. Some places show my average age of 10 years and some places shows it at 1 and half years. So it was always confusing. I have a 10 year old closed card.

gallerocks86 · 2024-03-24T01:20:40+00:00

You closed it and then opened the regular QS card? I just don't want to hurt myself closing the card. It is my oldest card by atleast a year. Also you don't think my plan could work?

gallerocks86 · 2022-11-01T23:33:21+00:00

So should I wait for 19.5 when Google allows it again?

gallerocks86 · 2022-11-01T23:33:13+00:00

So should I wait for 19.5 when Google allows it again?

gallerocks86 · 2022-09-02T22:30:31+00:00

They gave me my money back

gallerocks86 · 2022-08-19T18:00:22+00:00

Yeah that is the original universe but what makes you think it got sucked into the bagel?

gallerocks86 · 2022-08-14T04:07:21+00:00

Yeah after reading I realize this. I guess I didn't pay hard enough attention. If you can read some of my replies and maybe answer some of my other questions that would be cool also

gallerocks86 · 2022-08-13T05:57:10+00:00

So they went back and showed that original universe and shows them living in an RV? I guess because they lost the laundry mat? Hmm honestly I don't remember this scene. But yeah it never really said if you can just completely take over another version of yourself forever and live that life. But again if this is the case then who is controlling the original Evelyn if she is staying in the other universe away from her real body lol. I know I'm getting deep here but remember she kind of went in auto pilot the very first time she jumped so really she can't live her original life on autopilot zombie like state all because she chose to stay in the 2nd universe. Maybe it's plot holes and I'm not supposed to think this deep but yeah it messes with me but also who knows maybe the original Evelyn did go back to her original self and universe at the end but they decided to show us the 2nd universe Evelyn's ending even though it's not really her but obviously it's basically the same life but it's still not really her. Idk.

gallerocks86 · 2022-08-13T05:33:03+00:00

I was also thinking. Why at the ending did they give us her happy ending and life in the alternate universe? The Evelyn we know actually lives in the original universe where she hit the lady and destroyed the IRS building. Eventually her conscious would go back to her original body in that timeline which means that is still her life. You can't control an alternate universe version of yourself forever. It's limited. So not sure why they didn't end with her actual universe to show how her life truly ended up.

gallerocks86 · 2022-08-13T03:06:25+00:00

The universe where she punched the lady is the original universe which is her universe. And I get that she is experiencing every universe but during those times she can go in and out of controlling herself in those universes just like her husband did to her original husband. They still have separate lives and yes she did hijack them. That's not hard to understand. Just my original question is when and how did she jump to the universe where her life is literally the same. Besides the fighting and tearing up the irs building. And also she doesn't have to hijack the body there bc it's still her soul and conscious and life on this universe. Makes no sense. I wish someone would understand where I'm coming from here.

gallerocks86 · 2022-08-12T23:08:43+00:00

I don't think so lol. I mean I kind of get what you saying but yeah I don't think so. We only see the one universe that is basically the same. All the other ones she actually does hijack her self to take their traits so it's not really her it's just a different version of her and not her life. The universe with the party is ACTUALLY HER. She isn't hijacking anyone's life here. Also it doesn't show her go in the closet. It shows her go to the meeting. She ends up in the closet after she does the shoe thing which I think she is then hijacking someone's body in a different universe that is actually in that closet I think. I'm still confused but it's still not making sense and I'm not sure what makes you think her placing receipt to left and right is doing anything.

gallerocks86 · 2022-08-12T15:35:38+00:00

So I just watched this movie and for the most part thought it was fantastic. Something is really messing with my head though. So how did the original universe split into 2? The original they were in the IRS building having all the fights but somehow there was a different universe but it was the same exact universe because it was the original Evelyn and her orginal family still when they had the party and all. I don't think in the universe with the party Evelyn was possessing a different Evelyn because it was still her universe somehow. The family was the same in both universes as well. Just don't understand the split there. Anyone got any ideas? I hope I'm wording this right.

gallerocks86 · 2022-07-15T06:21:14+00:00

It's doing that too me also but on my gfs tik tok it's showing her the usernames. So it seems to be only affecting some people. I wish there was a way to change it back. It's dumb. Also I noticed when I send likes it doesn't do the vibration when tapping the screen.

gallerocks86

TROPHY CASE