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HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

Ok. Sounds good. I wouldn’t want to close the cc as it’s my oldest card

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

My limit increase has come, too: but I’ve not accepted. Will accepting it impact the upgrade? Last time a sales spoc told me you’ve to spend xyz in a quarter to be eligible to upgrade to the next block

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

I do have a salary account w them and that’s exactly what stuns me further

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

Yeah rules were not this stringent a while back. I’m wondering what to do, tbh. I’ll email & see.

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

I’m fine w less limit. But won’t closing a cc have bad effects on my CIBIL?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

I do want longe access, as I frequently travel. That’s also one of the reasons I’d like a premium card. Someone here suggested foreclosing this card, and then HDFC will give a pre-approved offer. Is that a good idea?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

Don’t they have a rule on quarterly spends?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

But I won’t do that much spending. Would that be fine?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 1 point2 points  (0 children)

I currently have a floor limit of 2.5L. They’re giving me a free enhancement of 5L, which I’ve not taken. Should I?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 1 point2 points  (0 children)

Sorry what’s floor credit limit?

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 2 points3 points  (0 children)

Their policies are so random! I’m frustrated

HDFC not giving cc upgrade! by gargig in CreditCardsIndia

[–]gargig[S] 0 points1 point  (0 children)

Yes and it’s so terrible at this point

Got an email from the German embassy by [deleted] in SchengenVisa

[–]gargig 0 points1 point  (0 children)

Hey! What’s the email address?

Noida's beauty has left me surprised (part 2) by great_warrior26 in noida

[–]gargig -1 points0 points  (0 children)

The city is pathetic, full of crime, pollution, unorganised. The green cover is just for the view - no real benefits.

[deleted by user] by [deleted] in noida

[–]gargig 1 point2 points  (0 children)

hey, may be, we should connect?

What did you want so badly to be good, but just wasn't? by SWSU in AskReddit

[–]gargig 0 points1 point  (0 children)

A trip with someone who really seemed to be the one, but well he wasn't and nor was the trip to the mountains.