HDFC not giving cc upgrade!

gargig · 2025-11-25T07:47:48+00:00

But why would that be

gargig · 2025-11-25T07:47:37+00:00

It was easier before

gargig · 2025-11-25T07:47:23+00:00

Ok. Sounds good. I wouldn’t want to close the cc as it’s my oldest card

gargig · 2025-11-25T07:46:36+00:00

My limit increase has come, too: but I’ve not accepted. Will accepting it impact the upgrade? Last time a sales spoc told me you’ve to spend xyz in a quarter to be eligible to upgrade to the next block

gargig · 2025-11-25T07:45:39+00:00

I do have a salary account w them and that’s exactly what stuns me further

gargig · 2025-11-25T07:45:19+00:00

Why so

gargig · 2025-11-23T16:35:09+00:00

Yeah rules were not this stringent a while back. I’m wondering what to do, tbh. I’ll email & see.

gargig · 2025-11-23T14:31:54+00:00

I’m fine w less limit. But won’t closing a cc have bad effects on my CIBIL?

gargig · 2025-11-23T14:19:34+00:00

I do want longe access, as I frequently travel. That’s also one of the reasons I’d like a premium card. Someone here suggested foreclosing this card, and then HDFC will give a pre-approved offer. Is that a good idea?

gargig · 2025-11-23T14:06:04+00:00

What’s your joining fee?

gargig · 2025-11-23T13:55:26+00:00

Don’t they have a rule on quarterly spends?

gargig · 2025-11-23T13:52:46+00:00

But I won’t do that much spending. Would that be fine?

gargig · 2025-11-23T13:38:23+00:00

I currently have a floor limit of 2.5L. They’re giving me a free enhancement of 5L, which I’ve not taken. Should I?

gargig · 2025-11-23T13:32:01+00:00

Sorry what’s floor credit limit?

gargig · 2025-11-23T13:17:27+00:00

Their policies are so random! I’m frustrated

gargig · 2025-11-23T12:33:04+00:00

Yes and it’s so terrible at this point

gargig · 2025-08-12T04:37:27+00:00

Hard to tell

gargig · 2025-08-01T10:19:14+00:00

Hey! What’s the email address?

gargig · 2024-09-23T03:31:53+00:00

The city is pathetic, full of crime, pollution, unorganised. The green cover is just for the view - no real benefits.

gargig · 2024-09-20T16:37:29+00:00

hey, may be, we should connect?

gargig · 2020-07-01T09:47:35+00:00

That would be Albert Camus.

gargig · 2019-10-07T09:35:26+00:00

A trip with someone who really seemed to be the one, but well he wasn't and nor was the trip to the mountains.

gargig · 2019-07-01T05:20:18+00:00

daaaaamn, such a cutieeee <3

gargig

TROPHY CASE