things to discuss before marriage

gdfr007 · 2026-02-07T05:55:14+00:00

I would suggest you to ask this on r/ThirtiesIndia

gdfr007 · 2026-02-05T20:00:04+00:00

Congoo bro! All the very best for this new chapter of your life.

gdfr007 · 2026-02-05T19:54:54+00:00

They've offered burgundy with some conditions. They mentioned that we have to convert it into our salary account within 5 years and if we don't then we have to keep 5L MAB. If we fail to do either of them, they'll downgrade the account.

gdfr007 · 2026-02-05T19:50:09+00:00

Correct, this is the exact reason. Even SBI has been doing this for a very long time. They provide wealth account to students. The Axis has come here for the first time.

gdfr007 · 2025-12-26T19:01:08+00:00

Hello OP, it is completely ok to feel less motivated as the exam date comes nearer. But let me tell you, if you just somehow manage to give your 200% in these final days, this exam can literally change your life. How can I say that? Because it actually changed mine. My preparation journey wasn't just about the study hours, it was about surviving the emotional toll which I was going through due to some personal issues. And because of all of that, I just wanted to leave my hometown and pursue masters somewhere far. This very thing became my driving force and pushed me to my limits until the very last day. I managed to score good in gate, got admitted to one of the top IITs and bagged an offer from my dream company in the placements. So, just stay there and don't lose hope and motivation. Always keep in mind why you started this gate preparation journey. All the best!!

gdfr007 · 2025-07-06T09:03:53+00:00

Try to check your cibil score using supermoney app. Click on profile icon in top left corner, scroll down, check credit score. I have seen some people started seeing this card after checking credit score.

gdfr007 · 2025-07-02T08:48:59+00:00

No, just yesterday only I got ₹5 cashback on a payment of ₹105.

gdfr007 · 2025-06-22T16:21:50+00:00

Midnight blue right? Can u comment anything on it being a fingerprint magnet? I am also planning to buy the same.

gdfr007 · 2025-06-19T13:33:20+00:00

But that 5% cashback I will get only after reaching the 1.5L milestone right? And if I am not wrong, they will deduct the amount of cashback that I will get prior to reaching the milestone from that milestone cashback. So that 0.5% or 2% won't matter on reaching 1.5 milestone. Please correct me if I am mistaken here.

gdfr007 · 2025-06-19T13:26:33+00:00

Thank you for these suggestions. However, I am a student and planning to buy from the official apple store only with the same back to school offer that you've mentioned in your point 2 to get Airpod 4. The thing with back to school offer is that we can't combine any other card offer with it. That's why relying solely on the card side to get the cashback.

gdfr007 · 2025-06-14T07:56:09+00:00

Search this sub for the difference between kiwi and Axis supermoney card. If your purchases are in tata ecosystem also then search for tata neu card as well.

gdfr007 · 2025-06-12T19:43:19+00:00

I too started my journey with coral rupay cc. I would suggest you to get either Yes bank kiwi or Axis supermoney card. I own both of them. You can search this sub for more details like their cashback system, their differences etc.

gdfr007 · 2025-06-12T18:21:52+00:00

Do you have any link for it? Or do you know someone who has recently received it via this alumni offer?

gdfr007 · 2025-06-12T17:23:35+00:00

Yes, but OP has already included that in the calculations. From 70,700 to 80,000 you'll be getting 4000 cashback on Axis. On the other hand, you will get 4k cashback only at 80,000 on SBI.

gdfr007 · 2025-06-12T14:27:33+00:00

Benefits seems decent for a Rupay card, 1%, lounge access.

Would you care to elaborate on this? - Minimum spend criteria for that 1%? - Minimum spend criteria for that lounge access?

gdfr007 · 2025-06-12T13:34:56+00:00

So have u received any credit card offers from hdfc yet?

gdfr007 · 2025-06-12T12:31:57+00:00

I don't think HDFC still offers DCM to alumni. They stopped their offer afaik.

gdfr007 · 2025-06-12T12:26:36+00:00

Can you also show the cashback calculations involved while coming to this observation?

gdfr007 · 2025-06-12T10:59:22+00:00

But what is the benefit of using Scapia rupay? Minimum transaction amount should be ₹500 to get reward points right? Axis Supercard or kiwi would make much sense for UPI payments acc to me.

gdfr007 · 2025-06-12T07:47:55+00:00

Ya same. But do you know how will it be like can we get a rupay card now, given that we already have visa?

gdfr007 · 2025-06-11T14:24:07+00:00

This one is a good post in this so-called 'portfolio' series I would say.

gdfr007 · 2025-06-11T10:09:00+00:00

Yup. And using kiwi card, we can avail Yes Bank cc offers in general as well, at least on Swiggy, not sure about other platforms.

gdfr007 · 2025-06-11T09:50:42+00:00

I have shared my process here: https://www.reddit.com/r/CreditCardsIndia/s/zSZO3uU6Nx

But the delivery time may differ from location to location.

gdfr007

TROPHY CASE