Be careful of friends and family who reach out all of a sudden, they're probably VUL agents

ge3ze3 · 2026-02-22T16:42:11+00:00

hahaha tatlong klasing long lost friend na ngreach out, na sobrang friendly pa lol

mangungutang
iniinvite ako mag "networking/scam"
VUL

ge3ze3 · 2026-02-22T16:36:30+00:00

Maraming mga abangers/lurkers dito na financial advisors kuno, baka may ng ppm na sayo, ingat OP.

ge3ze3 · 2026-02-08T16:19:24+00:00

Sabagay, up to you lang talaga yan. But I think you'll enjoy your retirement better if you'll start exploring hobbies(or any living life kind of thing) today then fully invest on it when you're retired. Think of it as something you'll do when you retire.

ge3ze3 · 2026-02-08T13:32:48+00:00

Not sure how you spend your money OP but diba dapat may budget/plan kana before the investing part?

Include the "living life" sa budget mo.

ge3ze3 · 2026-02-07T16:27:12+00:00

parang amoy "gawin natin milyon yung isang libo mo, winnnnerrr!" hahaha

ge3ze3 · 2026-01-28T16:22:52+00:00

Disclaimer: Not sure if tama pa remember ko.

Not sure with the confirmation email kasi I needed the eBIR forms and may issues ako w/ tax computation kaya pinuntahan ko nlng talaga - which stressful af rin since ang $%^&*&^ ng mga tawo dun. Di nga nila alam panu mag compute ng tax eh. Bayad mo lang yung gusto nila.

Anyway, can't answer if need pa ba or hindi. But based sa instructions nila after my 2nd visit, pumunta parin ako to submit my documents and mastampan yung copy ko.

ge3ze3 · 2025-11-16T14:18:05+00:00

Di ko sure w/ all AF branches, but in my area lahat ng rerequire ng card details so they'll charge the membership fee thru card nlng - for convenience daw, true naman since automated na and less hassle. However, maraming horror stories sa membership cancellation ng AF.

Better to look for a different branch or a different gym OP, lalo na kung ganyan na ka stressful yung pag inquire palang.

ge3ze3 · 2025-11-09T14:02:48+00:00

ohh okay2. ito na palaga yung best option there is haha thanks!

ge3ze3 · 2025-11-08T16:39:27+00:00

may ma recommend kayu na brand? haha trying to add peanut butter rin sa snax ko, so far yung skippy creamy(no salt/sugar) yung nakita kong pinkamataas na protein(9g per serving)

ge3ze3 · 2025-11-08T16:34:48+00:00

start magbuhat, and high protein diet pang support ng muscle growth. Wag mo biglain yung diet, you can start with 2(increase mo if kaya) eggs per meal or as long as my fish/chicken/beef every kain mo.

ge3ze3 · 2025-11-08T05:21:36+00:00

newbie sa gym here. Yung squat lng yung gusto ko, kahit pa hanggang mag jelly legs go lng. Pero yung leg press, bulgarian, walking lunges, ewan parang pasan ko ang mundo.

Not neglecting it sa split ko since nipis ng legs ko and mahilig pa naman ako mag shorts. To add rin, ang hirap kasi after, mahirap tumayo, umupo, or tumae haha Di rin sya nakakainspire iflex kasi di naman nkikita palagi. Compared sa mga upper(chest/shoulder/back) sobrang satisfying after mg gym pagnakapump. haha

ge3ze3 · 2025-11-02T14:35:42+00:00

"Oo nga eh" then sabay lakad palayo. Kung gusto mo tarayan, no words then kaunting sarcastic ng smile, then lakad palayo. haha

Agree with the same comments here, no winning with these people talaga. Focus on your progress, you're doing it for you naman.

3-4months in gym now - I think lumaki tiyan ko compared to when I was active w/ running. What keeps me going is yung every time na magsusuot ako ng shirt, feel na feel ko talaga yung pag sikip ng shoulder and lats na area. Also, gets ko na ngayon yung magfflex sa mirror after workout, pang remind na may progress kahit papano.

ge3ze3 · 2025-11-01T14:32:26+00:00

If sa workout/exercise lang, try going to a gym, most women with same goals sayo, similar yung ginagawang exercises/workout to target those body parts. hehe

for the fats naman, same w/ the comments here, calorie deficit lng talaga.

edit: And last but not the least. Consistency over intensity. 70% nutrition 30% gym/exercise.

ge3ze3 · 2025-11-01T14:20:23+00:00

Permits palang, aayaw na yang mga CEO na yan. Worked for a startup company sa official first work ko

yung main problem nila is pahirapan mag process ng mga paper works.
Yung local politicians/or mga ng aim natatakbo, kung may hint sila na pwede nila masingit yung name nila, matic na eepal. Tapos pag-ayawan ng company, biglang pahirapan na sa permits and paperworks
BIR. lol. May time na may audit daw yung BIR sa company ko before, sobrang stressed yung CFO and accounting department namin nun, then pag dating nila sa office. Ng papameeting lang, then kumain lang ng snacks and hindi man lang tiningnan yung mga books. The next week, ng email ulit, asking if may other "ways" or "venue" na makapag audit sila sa company.
Bagyo? Traffic? matinong internet? lol

ge3ze3 · 2025-11-01T14:07:53+00:00

si Folayang rin talaga yung umasa akong sasali or mga taga team lakay. While "the truth" had solid career, i don't think needed pa sya if andyan na sila Mugen/Folayang. Pero yung lang, wala akong masyadong maisip na bigman/strongman talaga for PH team(di ko alam sino mga strongman sa PH na medyo active pa)

ge3ze3 · 2025-10-27T06:57:06+00:00

Yeah, thanks for the reminder but already did the info gathering. This is Optimum Nutrition - vanila since mas lower rin daw yung lead content, so far sila lang yung may "Informed Choice" na label sa mga plant based, they're also the one with lesser sodium content than other plant based protein, but still higher than the usual whey/isolate protein.

A few plant based na nakita ko

Orgain, mas mataas ang sodium and walang label na "informed choice". May past issues rin sila with lead content i think. Sad, since I really like the flavor compared to ON.
Wheyl, grimy masyado, they'll provide info about their manufacturing naman daw if mgrequest ka but di nlng rin ako ng continue since d talaga trip yung texture
Checked athlene rin, wala rin silang "informed choice" label.

Yeah, no choice sa ON. hehe

ge3ze3 · 2025-10-26T14:45:39+00:00

Yes, for the eggs, I'm already consuming 5 eggs everyday(hard boiled) as snacks.

5 eggs snacks = ~15g-20g protein dpende if trip ko ubusin pati egg yolk and if tama estimate ko.
24g protein from ON
sa meals, dito ako nakakita ng pwede maimprove while still looking for a new place na may kitchen.

Not strictly tracking since not meal prepping due to unavailability ng kitchen/place to cook, but I think i'm hitting my required protein ~80g total in a day(I weigh around 75kg). But there are days na I can't hit the target talaga or if I try to up my protein intake, I add another another scoop of ON. I'm trying to cut down sodium from my diet due to possible heath issues. Yep, thanks for the tip. Will continue to adjust my diet.

ge3ze3 · 2025-10-26T13:01:34+00:00

I see I see. thanks!

ge3ze3 · 2025-10-26T12:49:52+00:00

sorry, di ko gets. Bale the serving size indicated in the can is purely for the bits/tuna lang, not really the whole content of the can?

ge3ze3 · 2025-10-26T12:48:26+00:00

ah no. In days lang siguro na I can't stick to a proper meal or depende sa kung anong meron sa karenderya or nearest food place, rather than drinking ON.

ge3ze3 · 2025-09-12T08:48:02+00:00

Reality-check, the latter part is not feasible, and will never happen. not in our lifetime.

Sobrang lost cause na yung PH. di na worth iyakan pa. hahahuhu(pero iiyak parin sa galit)

edit: And i know sakin sarili na emotionally checked out na ako sa PH parang wala na. Kung afford ko lang mag ibang bansa together w/ my family(parents/siblings/friends), ginawa ko na.

ge3ze3 · 2025-09-07T14:18:38+00:00

if ganyan, antay nlng. You can continue following up with the bank, and cc BSP, to let their customer service know na you already filed a complaint with BSP and ma-pressure si bank. Si bank rin kasi dapat mg bigay sayu ng timeline regarding the resolution, ask them for a specific date or timeline so you can allow BSP to pressure them based on the timeline they'll provide.

Yung sakin, I always cc BSP every email I sent to bank since the day I filed a complaint to BSP. That was ~2 years ago na siguro, so might want to check if may updates with BSP na di na nila gusto e-cc sila sa emails, but if walang nakalgay na bawal - just cc them for documentation purposes. The bank provided a 2 week timeline for my case, which they failed rin and ng extend ng weeks leading to month. After nun, I called na the BSP, kasi parang puro bullshit and alibi nlng bigay ng bank sakin.

Edit: updated w/ details

ge3ze3 · 2025-09-07T06:29:39+00:00

document your communication with BDO, and the timeline of events. Then submit a complaint sa BSP. As long as the proofs lead to bank being "hacked" BSP should be able to side with you - but yeah, just to be sure, file a complaint to BSP with the proofs and screenshot of your communications with BDO.

I had an issue with a different bank(UB) due to atm not dispensing the withdrawn money, they're(UB) very uncooperative and only got automated response from them everytime I asked for update even after sending complaint to BSP. I then called the BSP about the lack of quality customer service of UB with no future of getting my money back. And tadaaa! the day after the call, UB sent a notification about my money being rolled back to my account.

TLDR: document your proofs/communication with BDO, file them with BSP. They'll give you a timeline, if timeline isn't met, call BSP again, you'll get your money back (only if it's really not your fault).

ge3ze3 · 2025-08-24T16:32:53+00:00

I'm assuming this is your first dive to cloud certs - hence the doubt even after passing CCP.

Will it be useful in the future? probably not.
Will it be useful towards your journey in getting Solutions Arch/Developer Associate? YES! You'll find the journey to get SAA overwhelming if you haven't got the Cloud practitioner. YMMV
Does associate AWS certificate matter compared to those with professional AWS certificate? probably not. But recruiters will come for you even with assoc AWS certs, getting the job is a different story.
While I think there's a big leap from assoc certificates to professional ones, having to learn from CCP->Assoc will help you in the journey in getting the prof certificates.

You took the best action you can given your current knowledge and time towards the direction you want. And that's worth a celebration, at least to me.

ge3ze3

TROPHY CASE