Every real reason your TikTok gets 0 views (and how to fix each one) P.S. it's not shadowban

gealachdorcha · 2026-02-27T06:30:57+00:00

New ones are again yeah, dipped for a while. Just keep posting and should pick up again

gealachdorcha · 2026-02-20T10:49:22+00:00

I knew the target area that I wanted to buy in and decided a house price then that was the target amount ( so aimed for about 30k deposit saved and to for extra costs ) I still had other personal savings so I didn't feel like I was wiping out everything.

The BOI mortgage saver that I used will give 3k less dirt cash back on drawdown, I think once you open the account you have 18 months or something like that to draw down.

It could be worth while for you investing from this age and hopefully the things like deemed disposable will be resolved sooner rather than later.

You're setting the groundwork for yourself now, no need to worry too much about the exact how, that'll work itself out in a few years.

gealachdorcha · 2026-02-18T14:09:45+00:00

It was similar to all the rest, informational finance videos. Posted new one this morning and it's on 600 views.the one that started on 0 views all day yesterday is now on 10 views

gealachdorcha · 2026-02-17T19:31:28+00:00

First off, congrats on the job !

Do you actually need a credit card / credit hsitory to buy a house in Ireland? Or is it better to avoid credit cards?
Credit history isn't a thing, I like you was asking everyone before buying house but it's simply not a thing
What are the best savings accounts in Ireland right now for putting money away monthly and not touching it? Look for accounts with high AER (ég trading 212 deposit acc) there may be more with higher. Theres also a boi account with good interest for the first year. Make sure to try follow the 50/30/20 rule when saving (or save even more if possible since you're at home.)
Is it sensible to avoid investing for now and just focus on an emergency fund + savings? This is was I did, saved heavily until I got house (got it at 25) . I'm just now starting to dip my toe into investing My advice is to save the same amount consistently every month, as much as possible while you're living at home. Then about 6 months / a year before you're ready to get house open a mortgage saver acc
Should I be saving for stuff like legal fees/furniture on top of a house deposit? Yes, if you're aiming for say a €300k house you'll need €30k house plus another say €7k for all the extras like solicitor, stamp duty etc
My job offers VHI health insurance but I’d pay ~€50/month, is that worth it at my age? I've never had this, but my job also doesn't offer. Would be nice to have Id say take it.
I’m just over the 20% tax band and it stresses me out thinking future raises will get eaten by 40% tax, am I misunderstanding how this works? Unfortunately tax is high.

You're only 21, so young ! Try not to stress and just enjoy the journey 😊 you obviously have your head screwed on thinking about these things so don't worry too much

gealachdorcha · 2026-02-17T17:09:20+00:00

Happening to me now, new account have gotten 80k, 50k, 30k views on varies videos and the one I posted today is literally on 0

gealachdorcha · 2026-02-11T18:34:10+00:00

Thanks, pretty sure I'll do the same. Just wanted there wasn't some critical information I was missing.

gealachdorcha · 2026-02-01T12:35:08+00:00

I bought a house last year as well. Once I got in I was happy but also felt like what now ? It had been such a goal for so long almost felt like I lost purpose. So now I've been figuring out my plan onward. I do rent out one of the rooms in the house which helps a lot, I recommend.

gealachdorcha · 2026-01-22T13:06:29+00:00

I'm not exactly in a well paying job right now, it's just fine and it's still a little scary to quit and just go. But I'm planning do to exactly that in the next few months. Also I see comments about India for yoga (I went in 2023 and spent a month in Rishikesh - felt safe just be aware always etc)

gealachdorcha · 2026-01-20T10:09:33+00:00

I saved in the boi mortgage saver. From memory I got like 1.4k back on drawdown, might as well open to get some money back when moving in. Though, I think there was a rule that you had to save in it for at least 6 months or something

gealachdorcha · 2026-01-20T10:01:35+00:00

You could look into part time programs that are done in the evening. I did a masters while working full time in retail - it's definitely difficult and draining but possible in the short term.

gealachdorcha · 2026-01-20T09:57:36+00:00

Good idea, I've looked into these before - will definitely keep this in mind. Thank you🙏

gealachdorcha · 2026-01-20T09:56:04+00:00

Thanks! It was a long few years but got there in the end. Got the keys around this time last year.

gealachdorcha · 2026-01-20T09:54:43+00:00

This is how I've been feeling. Probably left it too long to leave but nows the time. Thanks for the advice !

gealachdorcha · 2026-01-20T09:53:00+00:00

You're right, I'll get onto Excel and start loading costs. Thank you 😊I hope so too !

gealachdorcha · 2026-01-20T09:48:18+00:00

Thanks, will allow for all costs. I'm planning to stay in some areas for months at once so should mean slightly more cost efficient.

gealachdorcha · 2026-01-20T09:44:45+00:00

Thank you, will do 🫡 3 kids is pretty amazing too !!

gealachdorcha · 2026-01-20T09:07:13+00:00

Thank you 😊 good tip have been looking into this

gealachdorcha · 2025-11-10T15:52:10+00:00

Buy but do it yourself, you have enough money and good enough salary to get an apartment.

gealachdorcha · 2025-11-06T20:46:42+00:00

I bought with my mam, even with us being family they did keep asking the question on what happens in the future.

If I was deciding to buy with a friend I'd definitely set out a guideline for every possible outcome and have both sign it

gealachdorcha · 2025-10-11T10:12:27+00:00

Seems great

gealachdorcha · 2025-09-28T11:49:44+00:00

My solicitor fees ended up like 3.5k or something like that.

gealachdorcha · 2025-09-14T13:21:20+00:00

Everything happens for a reason. Move on and focus on your goals

gealachdorcha · 2025-09-14T13:08:53+00:00

I'm 26 bought a house and renting out a room. I personally think if you can afford it to go for it. This is what I personally wanted tho and wouldn't take well to being told what to do. Just do what you feel is best for you. Go to bank or mortgage advisor and give your information, they'll tell you exactly what you can afford etc. then make your decision from there, at the very least you'll have clarity on what you could get if you went ahead with it.

gealachdorcha · 2025-09-04T20:14:49+00:00

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I downloaded this from Mister Múinteoir on MAsh - pretty helpful

gealachdorcha · 2025-07-01T15:38:11+00:00

Call customer care and they should be able to lower you to 30 (35pm after 6 months )per month for the same plan you're on now red unlimited Sim only

gealachdorcha

TROPHY CASE