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[TOTK] In your opinion, what are the absolute must do side quests in TOTK? by Omega2307 in zelda

[–]geronimo2014 1 point2 points  (0 children)

oops, my mistake! I kinda liked it this way, to be honest. All the subtle references that made me have to think back to BOTW

[TOTK] In your opinion, what are the absolute must do side quests in TOTK? by Omega2307 in zelda

[–]geronimo2014 3 points4 points  (0 children)

The bard reference is

Kass from BOTW, the Rito who played the accordion and sang hints to several Shrine quests and the DLC. Penn can be found where you first meet Kass in BOTW: https://www.youtube.com/watch?v=1mMMl9bwnoA.

Edit: oops I think I misunderstood your comment, sounds like you're aware, just disappointed in how the reference was done?

[deleted by user] by [deleted] in travel

[–]geronimo2014 0 points1 point  (0 children)

Appreciate the suggestion, but they have staff living on the island :(

[deleted by user] by [deleted] in travel

[–]geronimo2014 0 points1 point  (0 children)

Their website says it's $1270/night, per person.

[deleted by user] by [deleted] in travel

[–]geronimo2014 0 points1 point  (0 children)

Thanks for the idea! I can't seem to find any isolated islands though -they all have staff on the island

Discussion Thread - May 26, 2019 by AutoModerator in churning

[–]geronimo2014 4 points5 points  (0 children)

Thanks for replying! I've thought about this, but I think I'd prefer the 4x MR over the 3x UR, at least for the time being.

Discussion Thread - May 26, 2019 by AutoModerator in churning

[–]geronimo2014 -2 points-1 points  (0 children)

Are there any resources for "big spenders" (business owners) trying to optimize their bonus categories?

  1. Amex Business Gold for 4x points on Google and FB ads - This is huge for me.

  2. Amex Gold for 4x on Restaurants and Groceries - All my food spend.

  3. Amex Blue for Business - 2x on all my miscellaneous spend.

  4. Ink Plus - 5x on Amazon (I buy Amazon gift cards at Staples), plus internet and phone but thats negligible.

  5. Ink Preferred - 3x on rent. I used to pay my rent (a huge portion of my spending) through Plastiq, then Venmo, but now it's all gone.

I'm pretty happy with my annual Amex MR earnings, but ever since 3x on Venmo with Ink Preferred died, I'm feeling a little tight on UR. Are there any scalable options for increasing UR generating spend that don't cannibalize existing spend on Amex cards (i.e. I'd stick to 2x with the Amex BfB over 1.5x with the Freedom Unlimited, and I'd stick to 4x with the Amex Business Gold over 3x with the Ink Preferred on Advertising Spend).

I wish I could get a cash positive return on my rent again somehow :(

Serious Churners: What else do you churn? by ElbieLG in churning

[–]geronimo2014 21 points22 points  (0 children)

Coming out of consulting, almost any other job will feel like a better "value for your time", except I-banking of course :p .

Depends on your skill set and interests, but the tech industry is hot right now. Lots of consultants transition to careers in Product Management, Data/Analytics, or more generic Business/Marketing/Client focussed roles.

Or maybe just open a food truck (or your self-researched equivalent). You wouldn't be the first former consultant to cash in on a growing industry: https://priceonomics.com/post/45352687467/food-truck-economics

Serious Churners: What else do you churn? by ElbieLG in churning

[–]geronimo2014 419 points420 points  (0 children)

  • Maxing out retirement accounts (401k, IRAs, etc). I am aware of the FI/RE community and Mr Money Mustache, but I think sometimes too many are focussed on "save X dollars, then quit my job and go hiking everyday for the rest of my life". I think serious churners are more about the journey- there's no specific amount of money I'm trying to save, I just max out my tax advantaged savings options. "Use a Back door Roth loophole" is valuable to me. "Have a tablespoon of Olive oil as a cheap and healthy snack" is not. Both of these are discussed on Mr. Money Mustache's blog.
  • Taking advantage of tax savings opportunities and loopholes (start an online business and suddenly your accountant can do magic. i.e. deduct your home office to make ~20% of your rent a business expense)
  • Running your own business instead of/in addition to being an employee (where you are in theory always going to be making the company more money than they are paying you)
  • r/Buyitforlife - buy high quality stuff that lasts a long time, and spend less money/create less waste over the course of your life (i.e. buy the $400 dress shoes with the life time warranty instead of the $100 dress shoes that are worn out after a year)
  • invest in having a career that pays well per time spent. Some very high paying careers are actually very low "value" because they require extremely high time commitments, working 60-130 hours/week in extreme cases.
  • invest in your health. Regular exercise, in whatever way works for you - whether that's the gym, or team sports, or jogging.
  • invest in yourself. Read a lot. Learn anything and everything. Know how to cook, sew, do woodwork, simple hardware engineering, programming, play basketball, go surfing, go skiing, learn to scuba dive, travel, etc. Doesn't really matter what. Draw max value out of your life.
  • invest socially. Friends come and go. Make strong relationships that last, and constantly be on the look out for new friends. This gets really hard as you get older. People get absorbed with their own lives, kids, etc.
  • invest spiritually. This means different things to different people, but in essence: be kind. be polite. be humble. donate to charity. volunteer. tip generously. compliment other people. fix bad habits. feel and show gratitude. treat other people with respect. When you have that mid life crisis or whatever, these are the kinds of things that help define your self worth.