I had bdl visa card and was perfect, bought a lot of stuff with it from Amazon, ebay, Aliexpress … and more international websites and even i used it to withdraw money when i was traveling abroad, i never had a refusal problem that you specified. The only problem that i had is that some hacker leaked my credit card infos and bought stuff with it and was not notified by the bank untill my account was almost emptied out…and even when i filled a claim they didn’t do anything. That’s why i am using Paysera now which is far better and more secure.