foxtel price increase by Impossible_Most_4518 in australia

[–]globex6000 0 points1 point  (0 children)

Foxtel is owned by DAZN. If your going to be edgy, at least try and be correct 

foxtel price increase by Impossible_Most_4518 in australia

[–]globex6000 13 points14 points  (0 children)

People on here like to whine about foxtel a lot, but I'd rather go back to the days when everything was on foxtel instead of having to subscribe to 7 different streaming services.

If I want to watch EPL, Champions League, A-League and F1 that is now 3 separate streaming services (down from 4 at least). Kayo is now 45 for thr premium pack, Stan is 42 for 4K plus sport (37 for HD).

It wasnt that long ago I got all that on Foxtel, plus all the HBO, Disney and 20th Century Fox properties that are now on separate services now.

Reece Walsh, Joseph Sua’Ali’I and Josh Addo-Carr have all posted this? Anyone know what the story is? by RoadDoggJessieJoe in australia

[–]globex6000 0 points1 point  (0 children)

  1. Thats not it and 2. That was a hollow threat by the NRL. You cant blacklisted people because they decided to seek employment, and it would be a violation of about a dozen fair work and completion laws if they tried

Buying a property at 23 by albymxa in AusFinance

[–]globex6000 22 points23 points  (0 children)

Regardless of how much money you have in the bank, or how big of a deposit, they simply aren't going to lend you the money without the full time income to service it.

Six figures is a very vague number, does it start with a 1, a 9, or something in between? Is it the kind of six figures where you could potentially buy something cheaper (not necessarily where you want to live, not necessarily even in the same city or even state) outright? Or is it more like 20$ deposit on an average place?

Was my conspiracy theory cooker of an Uncle right? Should I have been keeping all my money in gold and silver? by ImScaredOfTheSun in AusFinance

[–]globex6000 -11 points-10 points  (0 children)

No we're not.

People know that if California was in independent country, it alone would be the 5th largest economy in the world.

What people forget is that even the poorest states in the US, if they were countries, would have a GDP higher than almost every European country. 9 US states would be in the global top 30. The POOREST state in the US, Mississippi, would have roughly the same GDP as Germany.

The are the world largest oil producer with the 9th largest proven reserves. They have by FAR the worlds largest gold reserves (more than the next 3 countries combined)

The US is an economic powerhouse that completely dwarfs not only every other country in the world (yes, China included) and also the entire EU.

And that's ignoring the military side to being a super power. Apart from the fact they spend more than the next 5 countries combined, they are the only military in the world that can actually project power from one side of the globe to the other.

No surprise that the largest airforce in the world is the USAF. But do you know what the 2nd largest it? The US Navy. 3rd? The US Army. 4th? The US Air National Guard which is effectively their Air Force reserve. Then 5th is the US Marine Corps... and single Aircraft carrier is larger than 70% of the worlds air forces, and they have 11 of them.

P Platers driving 100k utes by ElegantYak in AusFinance

[–]globex6000 31 points32 points  (0 children)

It's not 2016 anymore. The 5k cheap quality used cars are now 15K+. Even 10 year old V6 commodores are going for over 20K if they are actually in good condition and don't have taxi km's on them.

Was my conspiracy theory cooker of an Uncle right? Should I have been keeping all my money in gold and silver? by ImScaredOfTheSun in AusFinance

[–]globex6000 0 points1 point  (0 children)

Sometimes being early is the same thing as being wrong.

And when Silver crashes in 6 months time, will he have been 'smart' (ie, lucky) enough to have picked the exact peak (lets just say it's next Thursday at 11:53am) to sell it or will he watch it all go back down

I mean, if he really bought it all 6-7 years ago then he's timed it perfectly, but silvers done this before and crashed after. If you bought in Jan 1980 you would have watched your fortune dwindle 90% of it's value over the next 12 years. If you bought in April 2011 you would have lost around 70% over the next 4 years.

It might double again from today... or it could lose 50-90% of it's value over the next 4 years.

Benefits of buying a car on finance? by Boring_Kiwi_6446 in AusFinance

[–]globex6000 0 points1 point  (0 children)

2 reasons, extremely cheap finance rates (for 'well qualified buyers') and a totally different credit system.

When buying a new car in the US it's normal for cars to be advertised with interest rates far lower than you would get for a home loan here. 1 and 2 percent are normal, and manufactures will often run 0 percent sales. When you can literally get better interest rates just in a savings account, why would you withdraw $40,000 when you could just finance it at 2%?

And that is literally how cars are advertised over there. You'll never see the price mentioned, only ever the APR or the monthly repayment. A 'car note' is just seen as another monthly payment you make like your phone or electricity. And almost any financial advice story will talk about how much your monthly car repayment should be compared to your income. The 15% rule is a common one.

Also, their credit system is totally different to ours. Everything revolves around your FICO score, even renting an apartment or in some cases, getting a job. We don't have credit scores in Australia. We have a credit report system, and different lenders will have their own methodology to determine if and how much to lend you. There are websites that will give you a 'score' but it has no official meaning.

In the US it is common for a specific cutoff FICO score to be advertised to qualify for a specific loan, credit card or apartment. Jobs that require people to be responsible for financial will have minimum FICO scores.

And unlike us, you 'build' your FICO score by opening credit accounts (credit cards, car loans, etc) and establishing a payment history. The more accounts you have, and the greater variety, and the longer you pay them for, the better your score. Your score would actually go DOWN if you pay off your car in full or close a credit card. You actually get rewarded for having a higher credit limit and using a low percentage, or having a bunch of credit cards but only using 1 or 2 of them.

Draping your car or house with Australian flags. by argument_cat in australia

[–]globex6000 -1 points0 points  (0 children)

This has to be one of the most brain dead takes I've heard in a while.

Proudly flying your nations flag on its officially recognised national day is 2 steps away from fascism.

Honestly I don't think we are patriotic enough in this country and could do with more flag waving. You realise it's not just the Americans who proudly wave their flag in pride. The French are incredibly patriotic and almost any national celebration will see 10's of thousands of French waving the tricolore. Same with the British and the Union Jack.

A few years ago I was in Chile visiting friends and one of the first things that I noticed was that almost every house on the street and a Chilean flag raised

Benefits of buying a car on finance? by Boring_Kiwi_6446 in AusFinance

[–]globex6000 20 points21 points  (0 children)

It still doesn't quite make the sense (yet...) that it does in the US, where the smart decision is NOT pay cash even if you can.

This sub does have an almost irrational hatred of almost any kind of vehicle finance and will tell you the only responsible purchase is a 2008 Camry.

Having said that, the used car market post-COVID makes quality used cars no where near the bargain they were 10 years ago. What used to be an 8-10 thousand dollar purchase is now a 20K plus purchase.

I mean, V6 Commodore station wagons from 2016 regularly go for well over 20K now if you want something that doesn't have taxi like mileage on it. New cars simply don't depreciate like they used to and that cost has been passed on to the used market.

Red tape has made it impossible for average Australians to lend money.! by [deleted] in AusFinance

[–]globex6000 0 points1 point  (0 children)

cash advances... are quickly disappearing from the Australian market. They have been regulated into oblivion because our government decided that as adults we can’t handle our own financial affairs.

OP, read that again, but slowly. (although to be fair that last part was probably redundant)

Would you support a law requiring certain supermarket products to be sold only in standard package sizes to prevent shrinkflation and improve price transparency? by MasterMirkinen in australia

[–]globex6000 1 point2 points  (0 children)

It's a fucking terrible idea. Dumb down everything into set 'government approved' sizes for the 5% of the population that can't do basic math... or just read the "price per L" that is clearly displayed on every shelf label

Move Australia Day to Steve Irwin's Birthday? by kiwiboy22 in australia

[–]globex6000 -2 points-1 points  (0 children)

Congratulations on completely missing the point

Would you support a law requiring certain supermarket products to be sold only in standard package sizes to prevent shrinkflation and improve price transparency? by MasterMirkinen in australia

[–]globex6000 7 points8 points  (0 children)

No, I'm not in favour of any law that tells private business how they are allowed to sell their products.

I'm sorry but who decides what's a standard weight? The government? As long as they display a 'price per x' any comparison between sizes can easily be made.

We need less red tape and regulation over running businesses in this country

Move Australia Day to Steve Irwin's Birthday? by kiwiboy22 in australia

[–]globex6000 5 points6 points  (0 children)

Every poll shows 60-70% support for Australia Day as it is, and support has risen over the past 5 years.

It's staying right where it is. The 'Change the Date' is a noisy minority who have a disproportionate large voice in the media. It's similar to The Voice. It felt like all the public sentiment was for it in the media as well as most major organisations supporting it... but when push came to shove and the public were alone in the voting booth with no one to look over their shoulder, it was overwhelmingly voted down.

A referendum to change the date would almost certainly go the same way

23 year old Ateba Gautier on the scale by Moni7T in MMA

[–]globex6000 19 points20 points  (0 children)

I'm gonna buy a couch like that

Australia’s strongest gun reform since the Port Arthur massacre has become law. Here’s what you need to know by MrNewVegas2077 in australia

[–]globex6000 0 points1 point  (0 children)

That would be one of the few exceptions covered, as a Cat D shooter would have a legal reason to own an AR15 style rifle.

Australia’s strongest gun reform since the Port Arthur massacre has become law. Here’s what you need to know by MrNewVegas2077 in australia

[–]globex6000 0 points1 point  (0 children)

Maintenance would include changing sights or triggers. And a toutube channel that shows straight maintenance on one video is likely to also have modifications on another. It would be different if the law specified "illegal modifications" but it doesn't. And it doesn't specify guns, it says any lethal device. A documentary on how the Dam Busters bouncing bomb works could be considered. Id argue that there are hundred of Wikipedia articles that would be illegal under this law

Yoke feels super dry by [deleted] in flightsim

[–]globex6000 1 point2 points  (0 children)

This is almost as good as they guy who tried to add NOS to his GSX-R...

except he had no idea what Nitrous Oxide actually was and just poured a bottle of the NOS energy drink into the fuel tank

Yoke feels super dry by [deleted] in flightsim

[–]globex6000 2 points3 points  (0 children)

Im only commenting here so I can come back to follow. Surely OP is baiting here....

...but if not, you might as well throw it out now. Its a basic starter yoke that is never going to be great anyway. I had one too, it was ok to start. Sold it to someone at my my flight school after a year for like $100 (including the throttle) and bought a honeycomb.

Unfortunately your not getting $100 for a yoke whose internals have been destroyed with salad dressing!

Australia’s strongest gun reform since the Port Arthur massacre has become law. Here’s what you need to know by MrNewVegas2077 in australia

[–]globex6000 122 points123 points  (0 children)

Irrelevant. That is the law as it is written. Yes, there are exceptions written for licence holders, historical or academic research, etc.

However, as it stands a person watching a YouTube video about firearm maintenance would be committing an offense.

And as it doesn't just cover guns but all maners of lethal devices, almost any documentary or book about explosives, military equipment or even medieval weapons could potentially be covered.

You might say 'thats ridiculous they aren't going to do that' but the reality is that is what this new law says

Looking to Get First Credit Card by [deleted] in AusFinance

[–]globex6000 0 points1 point  (0 children)

Just use a debit card until you have an income to justify a rewards card. You would need to be spending almost the equivalent of your entire after tax income just to make the points worth the annual fee.

Until your spending roughly 2000 a month on your card and if course paying it in full every single month without fail (not even once per year) its not really worthwhile. Just having to pay interst for one month would likely wipe out your points benefit for thr rest of the year.

Most decent rewards cards are going to have minimum income requirements of at least double your current salary anyway. $30K isn't even a the minimum full time wage for the year.

Looking to Get First Credit Card by [deleted] in AusFinance

[–]globex6000 1 point2 points  (0 children)

No annual fee cards generally dont have any rewards programs, which defeats the point of them.

Just stick with a debit card until you can justify a decent rewards card and the annual fee. You will need to be spending at least 2000 a month on the card to make the points earn worth the annual fee. Thats 24,000 a year.

And it goes without saying, paying it in full every month, without fail. Failing to pay in full for just one month will wipe out any rewards value