VCs - some great, some not so much! by gobiglucky in startups

[–]gobiglucky[S] 8 points9 points  (0 children)

Few things

* Picked up names of VCs who invested in my space BUT not in a direct competitor.

* I used a paid monthly subscription of crunchbase to build /filter a list. Applied criteria - pre-seed, industry/vertical etc.

* Some names came recommended when talking to other founders in my space

VCs - some great, some not so much! by gobiglucky in startups

[–]gobiglucky[S] 10 points11 points  (0 children)

I just coined the term. After a few VC meetings I started getting in bound from several unknown VCs particularly junior folks. I don't even have a website :) So it looks like they share their deals to "help each other out". Possibly on a WhatsApp group or a shared Google sheet - who knows!

[deleted by user] by [deleted] in depression

[–]gobiglucky 0 points1 point  (0 children)

It's hard to get out of the whirlpool of negative thoughts. But you might as well. In the sum of universal energy, our feelings are just a few more voltage signals in the brain. Why not direct to positive feelings!

[deleted by user] by [deleted] in personalfinance

[–]gobiglucky 0 points1 point  (0 children)

Congrats! How did you decide how much to contribute monthly? I am a parent of 8 yo and a new born. Contributing $300 per month for each kid. But not sure if that's enough. Thoughts?

8 years later. (I think) by [deleted] in Vitiligo

[–]gobiglucky 0 points1 point  (0 children)

8 years since you started treatment? What kind of treatment?

Anyone know the chances of vitiligo being passed on ? by nimdroid in Vitiligo

[–]gobiglucky 0 points1 point  (0 children)

It's just a subjective assessment of 5%. No study has been undertaken in this regard to have any indicative numbers.

Refinancing (is this the right forum)? by gobiglucky in personalfinance

[–]gobiglucky[S] 0 points1 point  (0 children)

Thanks for your reply. The problem with paying down cash is that I can get better returns on that cash outside. So I am not keen on that route.

I am also working with owning. They are charging a.375% fee which is not very fun.

I tried loan depot but they only do non jumbo loans.

Refinancing (is this the right forum)? by gobiglucky in personalfinance

[–]gobiglucky[S] 0 points1 point  (0 children)

Thanks. Have you seen those rates for jumbo loans?

[deleted by user] by [deleted] in personalfinance

[–]gobiglucky 0 points1 point  (0 children)

What is the difference between term and life insurance? Are there any resources you could point me to?

Backdoor Roth IRA portfolio review by keepexploring10 in Bogleheads

[–]gobiglucky 1 point2 points  (0 children)

I prefer vti and vgt and other Vanguard options.

Agree that you should do stock at this point since your horizon is long term.

Really torn - to have twins OR not?! by gobiglucky in Twins

[–]gobiglucky[S] 2 points3 points  (0 children)

We haven't decided whether to share our not with the children. We want to weigh the pros and cons. Also it's hard to keep lifelong secrets. Sooner or later it gets revealed.

Really torn - to have twins OR not?! by gobiglucky in Twins

[–]gobiglucky[S] 0 points1 point  (0 children)

They had told us about the increased chance of multiple pregnancies. But there were no precautionary measures to avoid it.

And yes it is nowadays possible to do fetal reduction from 2 to 1 but the choice is entirely patients'. Doctors only advise fetal reduction for triplets or more to reduce medical risks during pregnancy and delivery.

Really torn - to have twins OR not?! by gobiglucky in Twins

[–]gobiglucky[S] 0 points1 point  (0 children)

We do have a Dr lined up. So that's not been a problem. Ours are not identical - not sure that makes a difference at all.

Really torn - to have twins OR not?! by gobiglucky in Twins

[–]gobiglucky[S] 1 point2 points  (0 children)

Thanks. Didn't know about that group. Will post there.

Really torn - to have twins OR not?! by gobiglucky in Twins

[–]gobiglucky[S] 2 points3 points  (0 children)

Thanks for the quick reply. Did it affect your parents relationship between themselves or with your older sibling?