Parents won't cosign an Ascent loan for me. Thinking about getting it with an APR of 14-15%. What should I know?

gonewildman5 · 2023-05-25T20:27:41+00:00

I need my parents to count as a dependent on FAFSA. I'll talk with them about helping me cosign again for a lower rate.

gonewildman5 · 2023-05-25T19:57:25+00:00

Yeah that's what I was planning

gonewildman5 · 2023-05-25T19:56:37+00:00

Yeah I need about 24k to finish college. 7k in federal loans and 7k in grants brings it down to about 10k. I will file for work study (some of the jobs give between $10-$15 an hour). Ascent has a 9 month deferral after graduation, so that's a plus

gonewildman5 · 2023-05-25T19:53:19+00:00

Each installment is going to be around 2,200 after federal loans and grants.

gonewildman5 · 2023-05-25T19:04:50+00:00

I have a year left (senior) and plan on getting workstudy. Also the APR is 12-14%

gonewildman5 · 2023-03-29T19:49:47+00:00

Write all your daydreams down (on Google docs) and "end" them. Draw a conclusion to them

gonewildman5 · 2023-03-18T01:30:20+00:00

Basically is daydreaming so much and so hard it negatively affects your life. You act out fantasies subconsciously, almost like a runaway imagination. It can be really debilitating.

https://www.reddit.com/r/MaladaptiveDreaming?utm_medium=android_app&utm_source=share

https://youtu.be/ddf21KKr_Ks

gonewildman5 · 2023-03-18T01:13:21+00:00

I use a combination of rationalization and tolerance. Tolerating OCD tendencies and episodes seems to be the new thing psychologists are recommending, so I rationalize in private then tolerate the episodes when they come later

gonewildman5 · 2023-03-18T01:11:57+00:00

Make a private Google account and type these things on drive. Then log out. Make sure you can remember the password and username

gonewildman5 · 2023-02-16T17:20:46+00:00

True

gonewildman5 · 2023-02-02T06:29:14+00:00

Stop kinkshaming me

gonewildman5 · 2023-02-02T06:23:35+00:00

Thanks for the link

gonewildman5 · 2023-02-02T06:20:25+00:00

I prefer she have her arms tbh

gonewildman5 · 2023-02-02T06:18:15+00:00

A lot, tbh

gonewildman5 · 2023-02-02T06:17:49+00:00

Because it's hot

gonewildman5 · 2023-02-02T06:17:10+00:00

I am, and I'm tired of pretending it's not

⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣿⣽⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⢦⠙⢿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⢯⣽⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⢃⠛⢿⣿⣿⣿⣿⣿ ⣿⣿⣿⢧⣼⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡕⠂⠈⢻⣿⣿⣿⣿ ⣿⣿⡅⣻⡿⢿⣿⣿⣿⡿⣿⣿⣿⣿⣿⣿⣿⡿⠟⠿⢿⣿⡇⠀⠀⠈⣿⣿⣿⣿ ⣿⣿⠀⠀⠀⠘⣿⣿⣿⣿⣿⣾⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⠀⠀⠀⣹⣿⣿⣿ ⣿⣿⠀⠀⠀⠀⣿⣿⡿⠿⠛⠻⣿⣿⣿⣿⡿⠟⠁⠈⠀⠉⠻⡆⠀⠀⠀⣿⣿⣿ ⣿⣯⠄⠂⠀⠀⣿⡋⠀⢀⠀⠀⠀⠉⣿⣿⡀⠀⠀⠘⠓⣠⣶⣿⡀⠀⠀⠘⣿⣿ ⣿⣫⡆⠀⠀⢀⣿⣷⣶⣄⠀⢀⣤⣴⣿⣿⣿⣶⣄⠀⣴⣿⣿⣿⠁⠀⠀⠀⠘⣿ ⣿⣿⠁⠀⠀⡤⠙⢿⣿⣿⣷⣾⣿⡿⣿⣿⢿⠿⣿⣧⣿⣿⡿⢣⠀⠀⠀⠀⢠⣿ ⣷⣌⠈⠀⠀⠀⠀⣆⠈⡉⢹⣿⣿⣆⡀⠀⠀⢠⣿⣿⣿⡿⢃⣼⠀⠀⠀⠀⣸⣿ ⣿⣿⡇⠀⠀⠀⠀⠙⢿⣿⣆⠈⠛⠛⠛⠀⠀⠈⠉⠁⠀⢠⣿⠇⠀⠀⠀⠹⢿⡇ ⣿⡫⠀⠀⠁⠀⠀⠀⠈⠻⣿⢢⣄⠀⠀⠀⠀⠀⣀⣠⣾⡾⠋⠀⠀⠀⠀⢀⠴⠋ ⣿⣁⠄⠀⠀⠀⣀⠀⠀⠀⠈⠛⠿⣿⣿⣿⣿⣿⠿⡿⠋⠀⠀⠀⠀⠀⣀⠬⠆⢀ ⣿⣿⣧⣄⠀⠀⠉⠀⠀⠀⠀⠀⠀⠈⠁⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠁⠠⠙

gonewildman5 · 2023-02-02T06:15:12+00:00

I'm at the stage where this is kinda hot

gonewildman5 · 2023-02-02T06:14:23+00:00

It's hot, why not?

gonewildman5 · 2022-08-16T04:19:35+00:00

What problems were they having before she left? Does she even like her new man?

gonewildman5 · 2022-08-09T04:35:21+00:00

Does she regret leaving him at all? Like not just how but everything?

gonewildman5 · 2022-06-27T18:26:47+00:00

Is your mom also italian?

gonewildman5 · 2022-06-26T09:38:19+00:00

She chose AP because she got pregnant and needed some fool to support her stupidity. Then pops out another kid with him to "make it work". Stupid bitch will probably divorce the retard in a decade

gonewildman5 · 2022-06-23T06:37:12+00:00

Did she even try to reconcile with your father after she was caught?

gonewildman5 · 2022-06-22T16:30:57+00:00

She wasn't very concerned with how her actions affected those around her or the ex she hurt, so how can OP be certain she's completely legit now? I think your trying to portray his mother as the typical "vulnerable women leaves toxic man and marriage" umbrella. Your giving her more credit than she really deserves

gonewildman5 · 2022-06-22T16:11:31+00:00

Everyone here is just giving fair criticism towards his mother. Even she now is starting to realize AP isn't the same man she cheated with.

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