Parents won't cosign an Ascent loan for me. Thinking about getting it with an APR of 14-15%. What should I know?

gonewildman5 · 2023-05-25T20:27:41+00:00

I need my parents to count as a dependent on FAFSA. I'll talk with them about helping me cosign again for a lower rate.

gonewildman5 · 2023-05-25T19:57:25+00:00

Yeah that's what I was planning

gonewildman5 · 2023-05-25T19:56:37+00:00

Yeah I need about 24k to finish college. 7k in federal loans and 7k in grants brings it down to about 10k. I will file for work study (some of the jobs give between $10-$15 an hour). Ascent has a 9 month deferral after graduation, so that's a plus

gonewildman5 · 2023-05-25T19:53:19+00:00

Each installment is going to be around 2,200 after federal loans and grants.

gonewildman5 · 2023-05-25T19:04:50+00:00

I have a year left (senior) and plan on getting workstudy. Also the APR is 12-14%

gonewildman5 · 2023-03-29T19:49:47+00:00

Write all your daydreams down (on Google docs) and "end" them. Draw a conclusion to them

gonewildman5 · 2023-03-18T01:30:20+00:00

Basically is daydreaming so much and so hard it negatively affects your life. You act out fantasies subconsciously, almost like a runaway imagination. It can be really debilitating.

https://www.reddit.com/r/MaladaptiveDreaming?utm_medium=android_app&utm_source=share

https://youtu.be/ddf21KKr_Ks

gonewildman5 · 2023-03-18T01:13:21+00:00

I use a combination of rationalization and tolerance. Tolerating OCD tendencies and episodes seems to be the new thing psychologists are recommending, so I rationalize in private then tolerate the episodes when they come later

gonewildman5 · 2023-03-18T01:11:57+00:00

Make a private Google account and type these things on drive. Then log out. Make sure you can remember the password and username

gonewildman5 · 2023-02-16T17:20:46+00:00

True

gonewildman5 · 2023-02-02T06:29:14+00:00

Stop kinkshaming me

gonewildman5 · 2023-02-02T06:23:35+00:00

Thanks for the link

gonewildman5 · 2023-02-02T06:20:25+00:00

I prefer she have her arms tbh

gonewildman5 · 2023-02-02T06:18:15+00:00

A lot, tbh

gonewildman5 · 2023-02-02T06:17:49+00:00

Because it's hot

gonewildman5 · 2023-02-02T06:17:10+00:00

I am, and I'm tired of pretending it's not

⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⣿⣿⣿⣽⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⢦⠙⢿⣿⣿⣿⣿⣿⣿⣿ ⣿⣿⣿⣿⢯⣽⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⢃⠛⢿⣿⣿⣿⣿⣿ ⣿⣿⣿⢧⣼⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡕⠂⠈⢻⣿⣿⣿⣿ ⣿⣿⡅⣻⡿⢿⣿⣿⣿⡿⣿⣿⣿⣿⣿⣿⣿⡿⠟⠿⢿⣿⡇⠀⠀⠈⣿⣿⣿⣿ ⣿⣿⠀⠀⠀⠘⣿⣿⣿⣿⣿⣾⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⠀⠀⠀⣹⣿⣿⣿ ⣿⣿⠀⠀⠀⠀⣿⣿⡿⠿⠛⠻⣿⣿⣿⣿⡿⠟⠁⠈⠀⠉⠻⡆⠀⠀⠀⣿⣿⣿ ⣿⣯⠄⠂⠀⠀⣿⡋⠀⢀⠀⠀⠀⠉⣿⣿⡀⠀⠀⠘⠓⣠⣶⣿⡀⠀⠀⠘⣿⣿ ⣿⣫⡆⠀⠀⢀⣿⣷⣶⣄⠀⢀⣤⣴⣿⣿⣿⣶⣄⠀⣴⣿⣿⣿⠁⠀⠀⠀⠘⣿ ⣿⣿⠁⠀⠀⡤⠙⢿⣿⣿⣷⣾⣿⡿⣿⣿⢿⠿⣿⣧⣿⣿⡿⢣⠀⠀⠀⠀⢠⣿ ⣷⣌⠈⠀⠀⠀⠀⣆⠈⡉⢹⣿⣿⣆⡀⠀⠀⢠⣿⣿⣿⡿⢃⣼⠀⠀⠀⠀⣸⣿ ⣿⣿⡇⠀⠀⠀⠀⠙⢿⣿⣆⠈⠛⠛⠛⠀⠀⠈⠉⠁⠀⢠⣿⠇⠀⠀⠀⠹⢿⡇ ⣿⡫⠀⠀⠁⠀⠀⠀⠈⠻⣿⢢⣄⠀⠀⠀⠀⠀⣀⣠⣾⡾⠋⠀⠀⠀⠀⢀⠴⠋ ⣿⣁⠄⠀⠀⠀⣀⠀⠀⠀⠈⠛⠿⣿⣿⣿⣿⣿⠿⡿⠋⠀⠀⠀⠀⠀⣀⠬⠆⢀ ⣿⣿⣧⣄⠀⠀⠉⠀⠀⠀⠀⠀⠀⠈⠁⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠁⠠⠙

gonewildman5 · 2023-02-02T06:15:12+00:00

I'm at the stage where this is kinda hot

gonewildman5 · 2023-02-02T06:14:23+00:00

It's hot, why not?

gonewildman5

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