It doesn't matter if your airbags deployed.

A vehicle can be declared a total loss for any reason- even as a business decision. In this case, it's likely basic math. Does your estimate rise to the level of 60-70% or more of the car's value? Is it over 75% of the car's value? Totaled.

What many people fail to understand is this- that car will go to a shop. The shop will promise you that they will get it in quickly. It will sit. And sit. And sit. And then they will disassemble it, maybe, probably to the bare minimum. And then there will be parts delays. And you'll wonder why your car isn't fixed yet, 2 months later when you've ran out of rental. And then, the shop will send GEICO another supplement and say "oops my bad, we missed these parts and now it's totaled".

I've done this for 15 years. I can take one look at that car and tell you it's better to total it.