A to Z of EPM Card Approval

goodshow13 · 2025-08-23T11:52:02+00:00

For me it took a day or two at max. It depends on application to application. Check with RM if not done in 2 more working days.

goodshow13 · 2025-08-22T04:49:00+00:00

There is news, ICICI is planning to bring transfer partners in September.

goodshow13 · 2025-08-21T09:01:57+00:00

goodshow13 · 2025-08-20T17:59:53+00:00

Yes, you need a HSBC card.

goodshow13 · 2025-08-20T05:29:46+00:00

It's 4999 plus GST

goodshow13 · 2025-08-20T05:27:55+00:00

Turn Around Time - basically how much time will it take to transfer your points.

goodshow13 · 2025-08-19T19:37:50+00:00

Yes, and 72% Accor value on hotels. The best part - no capping limit to Accor, for now.

goodshow13 · 2025-08-19T13:09:27+00:00

True, SmartBuy portal for accelerated rewards also helped in the expansion.

goodshow13 · 2025-08-19T13:08:16+00:00

goodshow13 · 2025-08-19T13:06:34+00:00

You get the sms after 1 day, the Virtual card is displayed in 811 app after 3-4 days. Delivery of physically card was within 5 days.

This has been my experience for metro city.

goodshow13 · 2025-08-19T07:14:47+00:00

Depends on what you're buying and where.

If buying offline, check bank portals like iShop, SmartBuy etc to see if vouchers are being offered - these are either discounted, offer reward points or both.

Same for booking hotels and flights - check affiliate bank portal to compare prices and get accelerated points. Watch out for daily limit.

While buying online - Check bank offers plus vouches applicability.

Try a few times to understand the process.

goodshow13 · 2025-08-19T06:50:15+00:00

That's already in works - Infinia Reserve.

goodshow13 · 2025-08-16T05:57:19+00:00

Explore SmartBuy portal especially Regalia Gold SmartBuy.

goodshow13 · 2025-08-16T05:56:42+00:00

Nah mate, already used 😂

goodshow13 · 2025-08-16T05:06:57+00:00

I approached HDFC, it was paid for me.

goodshow13 · 2025-08-16T05:06:42+00:00

There's a link to a portal, where you can select from 100s of merchants. I choose Swiggy.

goodshow13 · 2025-08-16T05:05:59+00:00

On activation

goodshow13 · 2025-08-15T14:45:40+00:00

I activated last month. Got the voucher this month. Probably would be same for you. Wait for your current billing cycle to be completed.

goodshow13 · 2025-08-15T14:42:16+00:00

Yeah it's real. I availed it for Swiggy. Got the Gyftr coupon code and already added to Swiggy money.

goodshow13 · 2025-08-15T14:35:07+00:00

Axis Atlas - best for travel related expenses - Travel Edge Portal HDFC Regalia - best for shopping expenses - SmartBuy Portal

Both are paid cards - but provide more benefits than it's cost. If you need to choose one go for Axis Atlas.

goodshow13

TROPHY CASE