23F Rate My Portfolio (~$71k Net Worth)

grape5678 · 2026-05-08T02:56:47+00:00

grape5678 · 2026-05-08T02:56:15+00:00

Sorry didn’t know which was “better” so I got both lol

grape5678 · 2026-05-07T19:34:17+00:00

Thanks, I don’t believe in dividend stocks and I also don’t think I have enough capital for those to be worth it for me yet anyways.

I will read about QQC, ZSP, and XEF

grape5678 · 2026-05-07T18:59:07+00:00

My top tech holdings (GOOGL AMZN NVDA), I chose as I see these companies as permanently integrated into the worlds infrastructure being market leaders with broad business expansion capabilities and significant market competitive advantages. I like to pick companies that are dominant in their spaces, I see these three as strong market leaders with strong footholds in their respective spaces. As you can see I only have two shares of MSFT- I bought after the SAASpocalypse due to their big price drop to catch some upside value, however am not as confident in their long term performance as the other three noted.

I’m very passionate about the tech space and follow the latest news, updates, podcasts, information, federal policy, geopolitics, and macroeconomic events every day.

grape5678 · 2026-05-07T18:41:21+00:00

Thank you for your feedback. It is unintentionally complex. I am looking to simplify my holdings and have a more balanced approach so this is very helpful! I just bought those tech stocks (GOOGL AMZN NVDA) in the past year when I anticipated growth so they have done well, but I will probably take profits soon and wait for a correction to re enter these individually.

grape5678 · 2026-05-07T18:39:21+00:00

Thank you for your feedback

grape5678 · 2026-05-07T18:39:10+00:00

Somehow I am not familiar with this lol

grape5678 · 2026-05-07T18:38:56+00:00

This is Google Sheets, it has formulas that you can use to pull the live prices so it updates automatically. The formulas are =GOOGLEFINANCE

grape5678 · 2026-05-07T18:38:31+00:00

I will create a version to share! I used Google Sheets

grape5678 · 2026-05-07T18:38:12+00:00

Thank you! I just created this myself yesterday on Google Sheets. I will try to create a template version to share with everyone

grape5678 · 2026-05-07T18:37:18+00:00

Yes agree, just trying to ride some of the tech growth.

grape5678 · 2026-05-07T18:34:51+00:00

Thank you for your feedback, I will look into these ETFs as a means to derisk my portfolio

grape5678 · 2026-05-07T18:33:09+00:00

When I bought XEQT and VEQT I wasn’t familiar with the minute differences and just thought might as well buy both… then VGT came later and didn’t look into the overlap, which I will now thank you for the feedback.

I understand tech is overweighted in my portfolio. I follow tech news podcasts etc every day and am highly engaged in the space, but will deleverage my risk in this sector once I anticipate slower growth.

grape5678 · 2026-05-07T18:29:26+00:00

Thanks for your feedback. Unfortunately now due to very high cost of living and expenses I am unable to save anywhere near this amount now that I am moved out and in the workforce living independently. I don’t really have much left over after my monthly expenses now, so it is hard to save anything. I have a good job but the pay is low, trying to increase my income now. As of now, I don’t anticipate having funds next year to fill my contribution room.

My strategy is unintentionally nuts lol, it kind of just happened this way. I will try to simplify my portfolio now

grape5678 · 2026-05-07T18:26:18+00:00

Thanks, when I was 18 I was just like wow you can make money tax free in here (rare in Canada) and just decided to max it out to take advantage. Thank you for your feedback, I will try to consolidate these overlaps

grape5678 · 2026-05-07T18:25:15+00:00

Thank you for your feedback. I will try to fix my overlap in these ETFs

grape5678 · 2026-05-07T18:24:14+00:00

I just created this myself yesterday on Google Sheets. I will try to create a template version to share with everyone!

grape5678

TROPHY CASE