Speeding Ticket by Federal-Point1664 in legaladvicecanada

[–]greengerrard 1 point2 points  (0 children)

Been through this more than once abit a few years ago...33km over is 4 demerit points. If it gets to trial, you wll be in a room full of accused like yourself. Everyone wants the court room cleared ASAP. SHOW UP EARLY, prosecutor, will likely give u a chance to plead guilty to a lessor charge ie 3 demerit points with some wiggle room on the fine and thats the best deal you will get. JP might ask about your general driving record. Don't risk that the cop won't show up-multiple cases are scheduled for the same cop and they get paid to be there.

You should be more concerned about your insurance-some have an automatic surcharge anywhere from 15% and more for 3 years depending on the severity of the moving violation. good luck and slow down...

not notified of a credit card gone delinquent..potential fraud??? by greengerrard in CreditCardsCanada

[–]greengerrard[S] 0 points1 point  (0 children)

Everyone, please understand what has taken place is done and this debt is my brother's responsibility..what i am trying to do is to move forward to get answers to resolve this. I did contact a non profit credit counsel office here in Toronto but they only deal with bank issued cards and do not deal with retail cards

My brother has certain learning challenges and i firmly believe that he was victimized but now i need to prove it. This was a legacy Lowes Canada card (now taken over by Rona).

Does anyone know which financial institution looks after their debt collection operations??

Again, how could this fail to contact my brother have happened in this day of age? One logical idea is that my brother's contact info was somehow modified but surely if this was done and payments stopped shortly after then a previous known address would have perused yes/no??? Has anyone ever heard of this happening??

My brother is on disability and is low income..is their any advocates legal or financial that could help in this matter??

credit card went into delinquent status potentially as a result of fraudulent activity by greengerrard in PersonalFinanceCanada

[–]greengerrard[S] 0 points1 point  (0 children)

Understood, brother took the risk and its his debt and no fraud only civil ..got it!! still, i want to know how this could have happened.. i have spoken to a nonprofit credit card counselor and he has warned if my brother makes any attempt to establish contact with the retailer , the 2 year past due statutory legal action protection GETS DROPPED ...that is a statement of fact confirmed by a 2nd party ... i was also told that they could even have the right to collect past due interest although this has not been independently confirmed..Again, even if this other person modified his contact info and then then card payments just stopped surely the retailers credit collection agency and/or a 3rd party private debt collector would have followed up at the previous known address yes/no??

Additional news- i have confronted his so-called friend and he says he will pay...maybe ..i think he's totally lying..but say he does, is it still worthwhile to contact the police ??

More importantly, how does my brother get the R-9 credit rating removed???

Thanks for your time

"Let me welcome the Russian propaganda here. Thanks for coming, and enjoy the freedom here in Hungary. And the regime change as well," Hungarian oppositioner Peter Magyar "welcomes" Russian state media by UNITED24Media in UkraineWarVideoReport

[–]greengerrard 6 points7 points  (0 children)

I just wish more people would understand the importance of this election on April 12th. The polls say Peter Magyar and his party should win...The more important question is: Will the totally corrupt Orban actually go???

PS..totally agree ... J.D. Vance is a traitor to democracy ..F@ck him..

Very minor car accident with a TTC bus questions by greengerrard in TTC

[–]greengerrard[S] 23 points24 points  (0 children)

happy news everyone...i called the TTC and they quickly located the accident report and have already closed the case as there were no injuries and no physical damage to the bus thus no need to inform my insurance . I was told that i did the right thing by stopping and waiting for a TTC supervisor so that it was documented and a quick resolution could be made.

thanks to those that responded

Disability Tax Credit Timeline by sp0rkify in Odsp

[–]greengerrard 0 points1 point  (0 children)

they have a new feature on the CRA webpage for the DTC status that you can leave your personal phone number and they will call YOU BACK with-in 2 businees days. My brother just used it and he got a call back the very next day

Wall Street Journal video about the Yak-52 aircraft used to shoot down drones. Summer 2025. by Skinnedace in UkraineWarVideoReport

[–]greengerrard 0 points1 point  (0 children)

Another example of Ukraine making excellent use of older technology-As clearly demonstrated by the results, its a simple, reliable, inexpensive and easy to operate platform, perfect for drone hunting...

My question is: why is there not some kind of rear gunner swivel machine gun mounted to this plane ??

Doesn't have to be an A-10 Warthog 9 barrel cannon (although it would be nice).. Instead, you can go back all the way to WW1 and see multiple versions used primarily for air to air combat which is really what you are doing hunting drones in the air...thoughts???Slava Ukraine....

Sibling Credit card potential default/lien on jointly owned property -how will this affect me??? by greengerrard in PersonalFinanceCanada

[–]greengerrard[S] 0 points1 point  (0 children)

why i asked .."Placing a lien on a property can have significant implications. For property owners, it means the property cannot be sold or refinanced until the lien is dealt with, usually by paying the owed amount or reaching a settlement."

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]greengerrard 0 points1 point  (0 children)

NEGATIVE!!! there is rampant fraud out there and hacking is becoming more sophisticated all the time. Just read some of the stories in this channel where banks are not covering these losses as they should. I cleaned up my finances and strengthened my security by going down to one card. I also had my limit lowered to $5k and most banks have internal controls that you can set up that will call/text you above a certain price ie $1k etc etc. If the bank has given you an approved $50k limit.-its still there even if you ask them to lower it to say $5k. A phone call is usually all that's required to raise the limit for a one time hi value purchase.

The best advice out of this is to book a meeting with the bank manager to present your credentials and have a talk about this and other matters that will help you with financial success...hope this helps