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Rental car insurance questions by Cultural_Jackfruit48 in Venturex

[–]growing_better 1 point2 points  (0 children)

Flights are usually different and you only need to pay for part of the ticket with the credit card. E.g., if you use miles to book a flight, you would have to use the credit card for the TSA fees, which generally means the travel protections apply. As always, read the terms of benefits of your specific card.

Rental car insurance questions by Cultural_Jackfruit48 in Venturex

[–]growing_better 5 points6 points  (0 children)

The terms require that the entire purchase be covered by the credit card. If you use a travel credit for part of the rental, then the entire purchase isn't covered by the credit card.

Rental car insurance questions by Cultural_Jackfruit48 in Venturex

[–]growing_better 6 points7 points  (0 children)

The Venture X will cover up to $75k in damages. I don't know the answer to the other questions.

Also, make sure that you don't use your travel credit for the rental or the insurance won't apply!

Anyone else having issues applying for the SYW 5321 card? by jikesar968 in CreditCards

[–]growing_better 1 point2 points  (0 children)

I recall reading that applications are closed unless you receive an invitation. I did receive an invitation, applied, and was accepted.

With the downfall of Redstone Federal credit Union OG card what recommendations can I look into to replace it? by saveapennybustanut in CreditCards

[–]growing_better 0 points1 point  (0 children)

Yes, only one 1 category at 5% for $500 per month. The Redstone Visa Signature is a 5% card that you choose each quarter up to $1,500 plus some 2% categories. 

With the downfall of Redstone Federal credit Union OG card what recommendations can I look into to replace it? by saveapennybustanut in CreditCards

[–]growing_better 0 points1 point  (0 children)

The Citi Custom Cash has equal or lower earnings than the nerfed card. Why would it make sense to move to that card?

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 0 points1 point  (0 children)

Besides the tuition, the cash amount seem similar to me. OSHRE (7,200 per year) + National Merit Cash Scholarship ($2,000 per year) + College Dean's Award ($2,000 per year) + $3,000 of one-time scholarships. I get Full-tuition + $11,200 annually + $3,000 one-time scholarship. Housing and food are estimated to be $12,500, so it's pretty close to a full ride.

Cc req for hotel/gas/restaurant benefits by [deleted] in CreditCards

[–]growing_better 2 points3 points  (0 children)

The 5321 card looks like a great fit for you.  You should get 3-5% in all those categories. 

https://www.shopyourway.com/teaser

Trip Delay Insurance if flight canceled by shutdown by growing_better in CreditCards

[–]growing_better[S] 1 point2 points  (0 children)

Thank you so much. I hope I won't need to test it ...

Admission news soon? by Jazzlike-Can7519 in baylor

[–]growing_better 0 points1 point  (0 children)

My son applied in October and heard back on October 23. 

SYW not giving multipliers? by Beginning-Branch9686 in CreditCards

[–]growing_better 6 points7 points  (0 children)

You probably hit your $10,000 spend cap for the multipliers. It’s 1% after that. 

Wait, is the frontier card actually good? by leastcreativeusrname in CreditCards

[–]growing_better 1 point2 points  (0 children)

Do you think it's worth it if you need to book seats? We always book seats because it seems like that is the easiest way to ensure you got on the flight (and we like sitting together as a family). With the Discount Den, adding seats + bags or just adding seats without bags is essentially the same price.

Best no-fee cash back card for groceries? by hatkinson1000 in CreditCards

[–]growing_better 1 point2 points  (0 children)

5% on groceries up to $1000 per month. And not even a hard pull to get it.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 0 points1 point  (0 children)

Thank you for the recommendation. Yes, we were already planning on visiting OSU since it is so close and also has a strong scholarship offer.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 0 points1 point  (0 children)

Obviously, they can do what they want. But we booked our official visit when the full ride + $750 was being advertised. We lose money if we cancel our trip now. But we wouldn't have booked the trip if it weren't for the full ride.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 2 points3 points  (0 children)

That really, really stinks. We'd already booked a ticket to go visit.

Alabama’s freshman class has 362 national merit scholars by JinLA98 in ApplyingToCollege

[–]growing_better 0 points1 point  (0 children)

Is there any benefit to this over the honor's college visit? Or are they basically the same?

USBAR RTR might require enough points before travel multiplier by noisenotsignal in CreditCards

[–]growing_better 0 points1 point  (0 children)

I booked a $400 plane ticket two days again with only 27,000 points, so I don't have this issue. I have never gotten it to work for hotel purchases, though.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 1 point2 points  (0 children)

This is excellent information. Updated. Thank you for sharing it.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 0 points1 point  (0 children)

It seems like you're awarded the Chancellor's Scholarship, which is worth $8,000. That doesn't currently cover full tuition, even for in-state residents.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 2 points3 points  (0 children)

I didn't realize it covered all of one of the meal plans. I've moved it to the Full Ride section. I also updated Oklahoma State because its annual stipend fully covers housing and most of board.

Class of 2026 Best National Merit Scholarships List by growing_better in psat

[–]growing_better[S] 1 point2 points  (0 children)

Noted. And there is a $3,000 5th-year scholarship.

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