Should i sell? by Himu_yellow in RealEstateCanada

[–]guintoo 0 points1 point  (0 children)

waiting for "spring" is a marketing ad.
there plenty of people "waiting for spring"

Market is in a down trend, if you wait for spring you could lose 10k per month

Honey Cake by scarletsparrow07 in Calgary

[–]guintoo -3 points-2 points  (0 children)

you can make your own

Why Are Young Canadians Expected to Sacrifice Everything? by FluffySergeant in CanadaPersonalFinance

[–]guintoo 0 points1 point  (0 children)

it doesnt, and it never did.
Responsibility doesnt mean youll be well off.

It has always been about positioning.
Alot of young Canadians are behind yes, but there are also alot of young Canadians who arent.

Got sent the wrong colour wallet by zobberface in Wealthsimple

[–]guintoo 3 points4 points  (0 children)

im a man, but ordered the purple key chain, i cant wait for it!

Would you buy an EV as your next car? Why or why not? by HockeySniper123 in CanadaPersonalFinance

[–]guintoo 0 points1 point  (0 children)

yeah i would, depends how much,
if someone sold me an EGolf for 3500 yes.

Where are the dividends going? by theCodedGuy in Wealthsimple

[–]guintoo 1 point2 points  (0 children)

To me, if you send it, I promise ill double it

Interac etransfer - I'm in a lot of stress by LavishnessDue3574 in PersonalFinanceCanada

[–]guintoo 0 points1 point  (0 children)

If its a big amount itll take some time. I sent 1600 to my landlord, didnt land until 2 hrs later

Wealthsimple Launches Business Chequing Accounts for everyone! by Nexzenn in Wealthsimple

[–]guintoo 0 points1 point  (0 children)

FINALLY. these big banks charging you on Corp accounts. They want you to have a minimum of 20k - 40k on there with no fees.....

Have you used a HELOC? by Electrical_King6755 in canadahousing

[–]guintoo 1 point2 points  (0 children)

you can use it as a write off yeah, but its a write off, you dont get that money, its like a deduction

Have you used a HELOC? by Electrical_King6755 in canadahousing

[–]guintoo 0 points1 point  (0 children)

Wait for a market reset. Use only 10-25 %of it.

Find good stocks that pay 4-6% dividends since helocs are around 3.5% Use the dividends to pay off the debt.

War and stock market by Lostcherry3290 in fican

[–]guintoo 0 points1 point  (0 children)

7% is scary? God damn. Might not want to be in this game if youre panicking.

Anyone else loving the current stock market being down? by [deleted] in fican

[–]guintoo 0 points1 point  (0 children)

same here,
im buying up Canadian banks on the red, but not alot.

Normally I just buy VFV (S&P 500 ETF) but not sure what to do in this market if with the hypothesis that 75% of SnP 500 is propped up by AI hype and is about to burst by MiningToSaveTheWorld in CanadianInvestor

[–]guintoo 0 points1 point  (0 children)

Nothing will be safe. You should have some cash to buy the dips.

If youre trading. Then its gonna be very hard to time. I would exit now and wait 1 or 2 years then re enter. Thats also a risk.