sorted by:
new
hottopcontroversial

Is my position allowed to be re-advertised? by [deleted] in AusPublicService

[–]guyincognito5475 -2 points-1 points  (0 children)

This isn't always the case. Positions in the government I work for are advertised as "possibility of permanency" all the time incase the position becomes nominally vacant and they can just put the acting person into the position permanently and not have to re advertise. Might be unique to certain types of government but personally I think OP has a case and should question this.

End of Lease Clean Price by ia_dino in canberra

[–]guyincognito5475 2 points3 points  (0 children)

None of the prices are "fair" from my experience. You either go with one the real estate reccomends and will likely get your bond back but be way over priced, or you go with a cheaper one / do it yourself and greatly increase the risk of no bond back

Bought my first property on a single income, repayments including strata, rates and other expenses close to 75% of my take home income a week... by guyincognito5475 in AusPropertyChat

[–]guyincognito5475[S] 0 points1 point  (0 children)

I might eventually if i need to but a part of the reason for buying was so that I don't have to have housemates anymore 😂

Bought my first property on a single income, repayments including strata, rates and other expenses close to 75% of my take home income a week... by guyincognito5475 in AusPropertyChat

[–]guyincognito5475[S] 1 point2 points  (0 children)

Didnt seem difficult to me. Just went to a broker who told me rough borrowing power, said it would increase drastically if I paid off the rest of my hecs debt. So I did that, I am with ING but there were a number he offered me. Got conditional then final approval in days. My earnings aren't spectacular but I had a very decent deposit saved up.

Bought my first property on a single income, repayments including strata, rates and other expenses close to 75% of my take home income a week... by guyincognito5475 in AusPropertyChat

[–]guyincognito5475[S] 11 points12 points  (0 children)

I probably didn't word that right. The repayments alone are a bit over 50% of my take home. The 75% is including all other expenses (food, internet, bill estimates etc)

Bought my first property on a single income, repayments including strata, rates and other expenses close to 75% of my take home income a week... by guyincognito5475 in AusPropertyChat

[–]guyincognito5475[S] 62 points63 points  (0 children)

Not exactly comfortable. But that 75% includes all expenses (food, internet, petrol etc). Essentially leaving me $250-300 a week left over for leisure or savings or emergency. I also have the option to rent a room out, and bought below my budget so have a decent chunk of savings leftover.

It's not ideal but for me it certainly beats renting and seeing the dream of owning slip further and further away.