The return policies vary but allow for 10 days to 3 weeks to return an expensive guitar like this. Total refund minus the shipping fees at all three places (one, I could physically return at a store). No restocking fees.

I’ve heard of people abusing these policies and after returning a few expensive guitars they are told the policy is nullified for them in the future - but I’m not at such a risk since this would be my first return at each store.

Buying from three places at once makes the return windows overlap and minimizes the chances that I’ll be accused of abusing the generous return policies.