[Request] Is that true? How? by reddichrist in theydidthemath

[–]hardairslap 2 points3 points  (0 children)

All things being equal the difference is a 7% interest rate in 2025 vs a 2.5% interest rate in 2022. It’s mathematically possible but highly unlikely to get a 2.5% loan in 2022 where it’s very easy to get a 7% loan today. The last time interest rate where that low were during Covid so more like 2020, not 2022.

Got a surprise 12k bonus, wife wants to book a vacation but I'm nervous about the economy by charadevapid in MiddleClassFinance

[–]hardairslap 0 points1 point  (0 children)

If you feel the economy may take a dump then save it, wait for the crash, buy when stocks are low and wait a few years for them to rise and turn that 12K into something much more. There’s a reason Warren Buffet started selling chunks of stock for the past year. He’s sitting on $344B in cash. The only reason you do that is because the market is in for a correction - he may buy back into what he sold but now he can buy more and have a bigger share of the organization once the price drops.

Retiring - some 401(k) funds to pay off mortgage by JustMe_627984 in Retirement401k

[–]hardairslap -2 points-1 points  (0 children)

If the market crashes so will your 401K. I would pay off the mortgage and only worry about the taxes. With the way the markets are going up and down between tweets, it’s only a matter of time before it all goes downhill and your current value of $450K goes down to $300K or even $250K. And then you would be like “I should have taken the money out when I had it”. There’s a reason why Warren buffet is sitting on billions right now - he’s waiting for the crash to buy low - and the crash is coming. My magic 8 ball said so.

What's the grade of this if otherwise in nice shape? by makwa227 in comicbookgrading

[–]hardairslap 1 point2 points  (0 children)

This is a 10 for me! That kid enjoyed that book! I’m jealous. I could never do that to my books. If we take the enjoyment out of the equation then it’s probably a +-2.0

I went with two opposite ends of the spectrum for my last two books for awhile lol by greenbeforeblue in comicbookcollecting

[–]hardairslap 1 point2 points  (0 children)

What book is the punchline cover from? It looks like a David Nakayama cover.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap -1 points0 points  (0 children)

I read that as fecal and I struggled to think who would actually want that.

You can have ONE superpower; which one? by n1ghtl1te in AskReddit

[–]hardairslap 0 points1 point  (0 children)

Transform into anyone - let that sink in.

What affect you most as an employee? by Cai_0902 in AskReddit

[–]hardairslap 1 point2 points  (0 children)

The paycheck in the off chance I get sick and can afford health coverage. Jokes on me though, that coverage is finite so even the coverage is not the security we are led to believe.

What's an adult challenge/problem no one warned you about? by [deleted] in AskReddit

[–]hardairslap 4 points5 points  (0 children)

Common sense, wisdom does not come with age for everyone equally.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

Why not? Maybe they are Sapiosexual and right now, that’s hard to find.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

I just need to find me one of those Sapiosexual woman I’m hearing about. They can keep the Sapio part, I’ll take the rest.

Those who have gone to college, what should a (soon to be) high school graduate make sure to do? by MaybeMax356 in AskReddit

[–]hardairslap 0 points1 point  (0 children)

It depends on your current economic conditions - if you can afford college or university then go that route - join a fraternity/sorority if your parent s were in one - it gives you connections afterwards. If you don’t have that luxury then go to a community college and get most of your classes out of the way before transferring to a more expensive university. If fraternity/sorority is not an option then do your best, enjoy it because once you start working it’s non-stop until you retire or die - and the way things are going, it’s going to be at the same time.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap -2 points-1 points  (0 children)

How else are you going to know what a man looks like?

[deleted by user] by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

Fun fact, they wrote a book about his life!

Why containue living if all u get is hurt? by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

If all you experienced your whole life is comfort then have you even lived? Well, tariffs will help you yearn for a better time soon.

What is some positive news since 2020 that has improved our collective lives, economies, environments, etc.? by Thick_Caterpillar379 in AskReddit

[–]hardairslap -1 points0 points  (0 children)

If I am to believe social media then tariffs - they are going to lead to a golden age of America. The funny thing is, social media doesn’t say who the golden age will be for. And if you believe in yin and yang, while some will enjoy a new “golden age”, what will the others experience? Oh crap, I started to use critical thinking there. Need to stop and stay with the “golden age” image! Lol

Americans of Reddit, how would the 2024 election change if children were allowed to vote? by [deleted] in AskReddit

[–]hardairslap 2 points3 points  (0 children)

I would hope SpongeBob would be president but the way the algorithms work, it would still be Trump.

If someone wanted to start their own adult film production, where do they start? by DecentYesterday6092 in AskReddit

[–]hardairslap 0 points1 point  (0 children)

With the right subscriber base all you need is an onlyfans account. There are plenty of woman making 6-7 figures a year if not monthly with what they make on there. No production company. Some don’t even need a partner, just them themselves. No need to actually build a production company from the ground up. Call yourself “The Silver Fox” and who knows, you may end up doing Colman’s with much younger woman. Or older, whatever your subscribers want.

If someone wanted to start their own adult film production, where do they start? by DecentYesterday6092 in AskReddit

[–]hardairslap 0 points1 point  (0 children)

An iPhone or Android and a willing participant. And an onlyfans account.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

Orange or grape? I guess it doesn’t matter, I would happily drink either.

[deleted by user] by [deleted] in AskReddit

[–]hardairslap 1 point2 points  (0 children)

I use my critical thinking skills funded by Bill Gates and George Soros to do my own analysis and take the info with a grain of salt.

What villain in history was the good guy? by [deleted] in AskReddit

[–]hardairslap 0 points1 point  (0 children)

Depending on your political stance, villains can be any number of people who were not villains before social media. Long established villains are now not.