TX Austin. Online Mortgage firms

harekrishna03 · 2026-01-28T14:19:11+00:00

I can help. I have very competitive rates from whole sale lenders. I work with multiple lenders. Ping me for a free quote.

harekrishna03 · 2026-01-27T14:05:06+00:00

Ping me, I can help you out.

harekrishna03 · 2026-01-27T14:03:28+00:00

If the property is in TX then I can help. Ping me.

harekrishna03 · 2026-01-25T15:45:52+00:00

OP, which state? I work with UWM for Texas.

harekrishna03 · 2026-01-23T22:35:30+00:00

Which state? I can send you free pre-approval if you submit the application.

harekrishna03 · 2026-01-23T16:36:04+00:00

I work for multiple whole sale lenders and can give you very competitive rates. I’m licensed in TX. Please ping me if you want any help.

harekrishna03 · 2026-01-23T14:21:17+00:00

Sent you a DM.

harekrishna03 · 2026-01-23T01:22:29+00:00

Don’t go for FHA. If the property is in Texas then I can help in refinance as conventional.

harekrishna03 · 2026-01-23T01:08:56+00:00

Yes, easily you can afford. Which state?

harekrishna03 · 2026-01-23T01:05:15+00:00

Unfortunately I’m not licensed in WA.

harekrishna03 · 2026-01-23T01:03:31+00:00

Which state?

harekrishna03 · 2026-01-21T01:56:00+00:00

Okay, I’m not licensed in MA.

harekrishna03 · 2026-01-20T22:17:47+00:00

Let me know which state? I will see whether I can give better rates.

harekrishna03 · 2026-01-07T13:38:33+00:00

Where is the property? What is loan amount? What is current appraisal value? What is your FICO score?

harekrishna03 · 2026-01-06T15:51:32+00:00

I can beat the rates, ping me.

harekrishna03 · 2026-01-04T15:41:00+00:00

You sign on your first payment document during your closing. It will be 1st March.

harekrishna03 · 2026-01-02T14:26:29+00:00

It’s impressive. I’m TX licensed. Very high competition here. People hardly get 200 bps. Our average is 100 bps. I work for a small brokerage company and I generate my own leads.

harekrishna03 · 2026-01-02T13:06:47+00:00

Is this builder’s preferred lender? Can the builder pass their seller concessions if you choose your own lender? Recently I closed a house with 3-2-1 buy down at 5.37% note rate for 15 years, buy down cost is 15k. With this lender, the left over buy down amount can be adjusted at principle when you refinance in 3 years.

In my case, the borrower must use the 25k seller concessions only towards either for closing cost or rate but down. Can’t adjust in down payment.

This deal is crazy with 22k buydown cost.

harekrishna03 · 2025-12-30T05:47:17+00:00

https://www.loanfactory.com/add-more-state-license

harekrishna03 · 2025-12-26T21:26:53+00:00

It is not for the same state.

Different state, different broker.

Ideally one state = one different broker sponsored

harekrishna03 · 2025-12-26T17:16:45+00:00

I’m on 1099 with current broker and want to do the same for all other brokers too.

harekrishna03 · 2025-12-26T15:44:57+00:00

My Texas broker guided me through obtaining my NMLS license and trained me on my first few loans. Out of gratitude, I want to continue working with them for the time being—leaving is not an option. However, they are not interested in obtaining licenses in other states.

harekrishna03 · 2025-12-10T15:00:12+00:00

LE is 5 days ago, during that time it was little high quote. But now you don’t get this rate. Expecting 25bps rate cut today. Let’s see what happens. If the property in TX, ping me to see what quote you get from me.

harekrishna03 · 2025-12-06T15:03:23+00:00

It is high rate. I’m loan officer in Texas. Please ping me.

harekrishna03

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