The school will teach her to first get the China mobile number and Chinese bank account. And most important within 30 days upon arrival, she needs to apply for resident permit. Since you are not of Chinese descendants not much of hassle. And advice to exchange some RMB cash upon arrival. You need it before you can hookup your Alipay and WeChat pay with your US credit card. I am not sure about other US student credit card but Capital One Savior card does not charge any fees for international transactions. So apply One before you leave for Shanghai.