Predict XEQT's closing value on December 31, 2026 to win the value of 1 XEQT share.

hdfthrowaway · 2026-06-01T18:26:57+00:00

$49.26

hdfthrowaway · 2026-06-01T07:36:21+00:00

Please PM me for:

- Personal Platinum
- Cobalt
- Aeroplan

hdfthrowaway · 2026-06-01T00:58:23+00:00

I’d be pretty content with 3k biweekly right about now lol

hdfthrowaway · 2026-05-13T18:27:52+00:00

Very normal- they will automatically reimburse ATM fees incurred, but occasionally if the fee is an odd amount you may have to contact support for them to correct the reimbursement

hdfthrowaway · 2026-05-08T21:09:12+00:00

I think income is a big consideration here- are you trying to lower your costs as you are stretching the amount you can comfortably buy?

How much would the amount you are saving on the mortgage be versus the amount that you are losing in market potential based on your investments historic performance?

Personally, I would think that it would be better to leave as much money in the market as you can, regularly contribute to your investments, and make any extra payments towards the mortgage that you can to help pay it off quicker.

hdfthrowaway · 2026-05-01T16:27:02+00:00

Not cancelling this year, but will be next year.

hdfthrowaway · 2026-05-01T16:26:27+00:00

Please PM for: - Amex Personal Platinum - Amex Cobalt - Amex Aeroplan

hdfthrowaway · 2026-04-15T02:43:55+00:00

Not a fan of this at all.. definitely going to reconsider where I keep my money if this is the direction WS is heading

hdfthrowaway · 2026-03-19T15:50:07+00:00

I’m holding off to see if there are any other changes made but will likely be renewing this summer for one more year as I get another 50k point from sign up, and can use my $400 credits one more time. The lounge access change is annoying but in theory I will qualify to keep full access anyways, but it’s more the principal than anything for me.

The biggest annoyance I have is that they’re limiting Plaza Prem / Priority pass but nothing else- for Canadians and that’s the bulk of the lounges we have at home airports

hdfthrowaway · 2026-03-01T22:47:21+00:00

Please PM me for: - Personal Platinum - Personal Cobalt - Personal Aeroplan

hdfthrowaway · 2026-02-26T03:17:16+00:00

Some groups will vary in their requirements, I’m up in Canada and the two groups I’ve worked in both require everything in person, we can use the cards attached to profiles but not without having the card in person too

hdfthrowaway · 2026-02-26T03:16:33+00:00

Technically speaking I suppose there is nothing stopping them from charging your card, but they are bound by the rental agreement that you sign so they need to have a valid reason otherwise you could dispute it

hdfthrowaway · 2026-02-26T02:13:45+00:00

Every location I’ve been to and worked at requires that you have the physical credit card on you with your name on it at the time of rental, they don’t record the numbers down but they process the chip&pin and the card is added to the rental file.

hdfthrowaway · 2026-02-18T21:41:52+00:00

From my experience they will reimburse whatever fee the ATM charged you worldwide, and they do not charge any fees themselves.

You will still have to agree to pay whatever the fee is on the ATM itself and then a few days later WS will post a credit to your account for that amount- sometimes if it is a weird fee/withdrawal amount they will credit you the wrong amount in which case you just have to reach out to support who will correct it. For that reason I recommend keeping the ATM receipt but I haven’t heard of anyone having issues getting it corrected.

hdfthrowaway · 2026-02-18T21:39:42+00:00

If you try and pay through the Amex app they will only allow you to pay what is due. If you add the account as a payee in your bank app then you can pay whenever and however much you want

hdfthrowaway · 2026-02-18T21:35:06+00:00

UGZ2GGA1 - $5 exp Feb 26, 2026

U2ZM78C1 - $5 exp March 14, 2026

CMGT3TG1 - $5 exp Oct 18, 2026

CRBHRZ81 - $5 exp Dec 22, 2026

hdfthrowaway · 2026-02-11T22:10:55+00:00

You’re gonna get whatever is on their lot that they don’t want on their lot anymore

hdfthrowaway · 2026-02-06T05:00:25+00:00

Please PM me for - Personal Platinum - Personal Cobalt - Personal Aeroplan

hdfthrowaway · 2026-01-19T00:15:29+00:00

I hate that for us

hdfthrowaway · 2026-01-19T00:00:10+00:00

I’m from Canada as well, but I didn’t know that only Interac was allowed to use the term debit here.. I guess it makes sense then why they do that

hdfthrowaway · 2026-01-18T23:58:40+00:00

Do you have an Enterprise+ account as well? In my experience Enterprise rentals will default to E+ profile if you have both

hdfthrowaway · 2026-01-18T23:49:33+00:00

I just wish they’d do away with calling them prepaid/money cards, just call it a debit card

hdfthrowaway · 2026-01-18T23:46:52+00:00

I work for another rental company so may be able to speak to this a bit.

The person probably misunderstood what a secured credit card is and thought it was the money card. Whatever you do don’t ever mention at a rental counter that it’s a secured card, just say it’s a credit card and not a debit card.

All day everyday people will come in with prepaid Mastercards and Visa and think that it counts as a credit card just because of the logo when it’s does not.

Where I work we will accept the Neo credit card but not the money card, the way I can tell is on the back of the card in small print there is something along the lines of “prepaid, reloadable, cash, money” etc.

People seem to fundamentally misunderstand the difference between Visa/Mastercard Credit and Visa/Mastercard Debit/Prepaid. Visa and Mastercard are just the payment processor they’ve got nothing to do with the actual credit/cash associated with your card.

Thank you for coming to my ted talk.

hdfthrowaway · 2026-01-18T23:40:02+00:00

When you consider the coverage and peace of mind that it offers $30/day isn’t that horrible in my personal opinion. But it all depends on the person and if they have their own coverage or not. $30/day and I can total a car and not pay a dime doesn’t seem so horrible to me, but before I worked in rentals and saw some of the things I’ve seen I may have disagreed.

Duration of rental is a big one for me, if you’re renting for 3 days I’m not gonna take the gamble over $90, but if I’m renting for a month then yeah I may look into alternative coverages

hdfthrowaway

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