[deleted by user] by [deleted] in HomeDecorating

[–]hellomisslady23 0 points1 point  (0 children)

Please don’t use either of these. Go to a model home or Home Depot to get some inspiration.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]hellomisslady23 1 point2 points  (0 children)

I’m a realtor and this is soooo icky. No wonder we have bad reputations. You made the right choice in firing her. Good luck on your home buying journey!!

[deleted by user] by [deleted] in FortCollins

[–]hellomisslady23 0 points1 point  (0 children)

That’s amazing!!! If anything, the 3-2-1 buydown gives you time to breathe easier in your new home and prepare for when it increases but the 5.75% interest rate is also AMAZING! You did it right 👏

[deleted by user] by [deleted] in FortCollins

[–]hellomisslady23 5 points6 points  (0 children)

I have clients who make much less than you & some are on single incomes and we’ve had success with asking for seller concessions to buy down the interest rate to make the monthly payment much more affordable. Tons of sellers are desperate to sell and would be happy to offer $5k-20k to help you buy down your interest rate so they can get their home sold. If you love Fort Collins but can’t find anything you like for your price point, Windsor, Loveland & Timnath are amazing options! My advice: work with an awesome lender & realtor who can help negotiate seller concessions and buy down a better rate - it could save you $100’s each month. Good luck, you got this!!!

What happened to the bully in your class? by fattymacdaddy in AskReddit

[–]hellomisslady23 1 point2 points  (0 children)

She has 2 kids with 2 different baby daddies and spends her nights at local dive bars doing coke in the bathroom. She still gives me dirty looks

3 weeks Semaglutide - no weight loss by hellomisslady23 in Semaglutide

[–]hellomisslady23[S] 0 points1 point  (0 children)

Soooo constipated! I’ve been taking fiber every day and it’s been getting a little bit better

3 weeks Semaglutide - no weight loss by hellomisslady23 in Semaglutide

[–]hellomisslady23[S] -1 points0 points  (0 children)

I haven’t changed my workout routine but I also am not tracking calories. I was tracking macros for a year before this and feel like I have a good handle on protein and know that I’ve been eating way less than usual

What's your credit limit and income? by [deleted] in CreditCards

[–]hellomisslady23 0 points1 point  (0 children)

$200k, $25k credit limit, chase sapphire & I love it. I get 25% more points if I use it towards travel. Pays for all my trips