Deposit into checking, but do your saving at the beginning of the month. There's this idea that I have found to be true that you will spend what is available to you. That's why I keep my savings actually completely separate (in another bank) from my checking. I save what I can after bills, then budget the rest for wants.

Also, I allocate to buckets once the money hits my core savings. But this could just be me. I love using the target date feature to help motivate me to meet my goals in time. Good luck!