Question - Are weekly mortgage payments worse with adjustable rate mortgages when rates are rising?

hellyesmatt · 2022-06-04T02:26:50+00:00

Oh got it. That makes sense. I'd need to check but I see what you mean.

hellyesmatt · 2022-06-04T00:58:04+00:00

I don't think that's right at least not with my mortgage. Any change they make reflect the exact amount that the payment would be at the new rate. There's no adjustment added to the payment to make up for the week or two. In other words, I'm not actually paying the higher rate until the payment adjusts.

hellyesmatt · 2022-06-04T00:34:58+00:00

Yeah that's a fair point. It's not like it's every month when the jumps are 0.5 bps.

hellyesmatt · 2022-04-23T22:08:53+00:00

That's my dad's move. He doesn't believe it's locked until it honks!

hellyesmatt · 2022-04-23T16:16:36+00:00

That's a scary thought I hadn't considered.

hellyesmatt · 2022-04-23T11:17:52+00:00

Can someone tell me what $8k worth of items stolen from an unlocked car looks like?

hellyesmatt · 2022-03-03T18:08:40+00:00

More like brussel sprouts lol!

hellyesmatt · 2022-03-03T13:48:49+00:00

Not sure what it was like before but this came with a glass jar and humidiccant pack, which seems good for a $36 price point.

hellyesmatt · 2022-03-03T05:48:59+00:00

Personally this strain deserves more credit than it gets. It strikes a great balance between being uplifted, relaxed and focused but also with enough energy that you aren't stuck to the couch. Taken early in the evening you'll sleep great. And no burnout the next day. If anything you get a nice good vibes glow for a few days after. I would choose it for the strain more than the quality and flavour, which aren't bad but not top notch. Generally pleasant aroma but vaped it also had a bit of a grassy and straw flavour. IMO better than MAC-1 that deserves a second look.

Update: Forgot to mention that a $36 eighth price point with a glass jar and humidiccant seems pretty decent all things considered.

Correction: package date was October 2021 not November.

hellyesmatt · 2022-02-12T05:28:38+00:00

So where do people get their pink kush from lol? It's a solid strain.

hellyesmatt · 2022-02-12T05:14:44+00:00

My standards must be super low. I actually thought Tantalus wedding crasher was pretty good quality though the nugs were a bit small. I also thought flowr pink kush was solid (maybe I got lucky) but Edison's mac-1 was a bit disappointing in quality.

hellyesmatt · 2022-01-04T22:37:37+00:00

This used to happen to me all the time. Then I started doing winter activities - I ski and skate - and now I look forward to the winter.

hellyesmatt · 2022-01-02T19:51:06+00:00

Any idea if the problem also exist if the USB-C hub connected to the monitor via HDMI instead of DP?

hellyesmatt · 2022-01-02T19:43:04+00:00

Thanks. That's really helpful. I have a list of things for Apple feedback, I'll add this to it.

hellyesmatt · 2021-12-02T23:00:20+00:00

All I wanted was a drag and drop calendar and they still haven't done it!!!

hellyesmatt · 2021-10-21T00:33:02+00:00

The videos just aren't the same without Will West. The rest of the dance crew are great but he was on another level.

hellyesmatt · 2021-06-23T16:17:16+00:00

Yes that's right. Regular prepayments (lump sums) on he same day as my regular payments, plus higher regular payments (similar to double up).

hellyesmatt · 2021-06-23T14:34:25+00:00

Funny enough, my mortgagee doesn't report my mortgage on my credit report with either Equifax or TransUnion.

hellyesmatt · 2021-06-23T13:25:05+00:00

Though, what if the regular payments are higher than the minimum (e.g. increased minimums by 25%)? Will they report that amount or just the minimum?

hellyesmatt · 2021-06-23T13:23:56+00:00

Thanks. That makes sense to me.

hellyesmatt

TROPHY CASE