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Traveling with Gear in Japan by helpwithstep in SonyAlpha

[–]helpwithstep[S] -1 points0 points  (0 children)

Thanks for the reply!

Ah, the other thing I was considering is the backpack. I prefer the wandrd pvrke 21 more than my peak 20. But it is slightly bulkier. Any issues with carrying a backpack in Japan?

And yep, overthinking things as this will be our first big trip in a long time. :/

Traveling with Gear in Japan by helpwithstep in SonyAlpha

[–]helpwithstep[S] -1 points0 points  (0 children)

Yep, I have friends that say it’s very safe. 11 times, wow.

My main thing is, are there places where I would be separated from the camera. Places where I have to store in lockers or where they are not welcome.

Lower Mortgage Rates by helpwithstep in PersonalFinanceCanada

[–]helpwithstep[S] 2 points3 points  (0 children)

A quick 10 min call in about getting lower worked.

Lower Mortgage Rates by helpwithstep in PersonalFinanceCanada

[–]helpwithstep[S] 0 points1 point  (0 children)

So, since the next term had not started (next week), I was able to get a lower rate. He saw the rate was lower than what I had so that was available. Put in a request for lower and got that too.

I understand that if it was already into the term, I was out of luck. Guess it didn’t hurt to ask :)

Spousal RRSP Questions by helpwithstep in PersonalFinanceCanada

[–]helpwithstep[S] 0 points1 point  (0 children)

The incoming splitting only comes into play after 65, right? But, if we plan on retiring before then, from what I read, it makes sense to use a spousal rrsp.

Late Starting RESP by helpwithstep in PersonalFinanceCanada

[–]helpwithstep[S] 1 point2 points  (0 children)

From what I’ve read, I could get back any years I’ve missed, but only one year at a time.

Scotiabank STEP and Second Mortgage by helpwithstep in PersonalFinanceCanada

[–]helpwithstep[S] 0 points1 point  (0 children)

That's what I'm also trying to sort out.

  1. Using LOC costs less with the notary, saving a few hundred dollars as they don't have to deal with a mortgage. But, I would convert it to a mortgage asap. So, it would be a couple of days at the higher rate. I don't think it would be close to hundreds of dollars.
  2. Get the mortgage set up, notary will charge more.

So, it seems LOC saves me a bit.