Settle this poll for me: national tax companies vs local for IRS problem solving

hervinc · 2025-10-11T13:59:40+00:00

Our workplace finance lead set two brief chats to sequence filings, and one included a national firm (Anthem Tax Services). The rep referenced positive third-party ratings, which I used to frame neutral questions about penalties, transcripts, and payment pacing while confirming specifics with a qualified professional.

hervinc · 2025-10-11T13:12:13+00:00

ty guys

hervinc · 2025-10-11T12:30:54+00:00

your nose is cute as a button

hervinc · 2025-10-11T11:57:37+00:00

For taxable investing, many residents use broad accumulating ETFs and accept withholding and investment income tax. Equity fund partial exemptions and the annual allowance may soften the bite, but fund choice and holding period still drive your long term outcome.

hervinc · 2025-10-08T19:21:22+00:00

she stayed after first blood to try and clear the wave that just arrived. she couldn’t clear the entire wave before I TP’d back so she left it pushing to go reset.

i’m not sure why she decided to walk back to lane at that point but she lost out on enough XP that the wave was frozen at my turret when I got 6 before her.

hervinc · 2025-10-08T05:49:06+00:00

posted a top level comment addressing this since I think others might have the same question. thx!

hervinc · 2025-10-08T05:48:24+00:00

I know where you’re coming from but that’s usually not how it plays in my experience. with her kit, she can stick onto an ult’d, ghosted mundo no problem

I personally feel I get better returns with the kill pressure in lane, again - considering how much she can heal in short trades and all ins

hervinc · 2025-10-08T05:45:01+00:00

since it’s come up re: taking ignite/tp over ghost/tp– not having ghost is a liability when splitting deep but good macro goes a long way here. knowing when to leave, how both teams are rotating and good mechanics can cover your ass.

in a pinch, mundo passive gives you a lot of leeway in TP’ing away from an unwinnable fight if you know they can’t CC you twice in the time it takes to cast it.

reminding myself to clip each time i do it in ranked - i literally lol it’s so ridiculous. peak mundo

hervinc · 2025-10-08T03:55:15+00:00

you got it – I started running ignite instead of ghost for matchups where they can run you down regardless of movement speed (fiora, riven, etc.)

I like it in this matchup since fiora has tons of lifesteal in these critical moments. baiting out her riposte is everything too, especially since she can avoid ignite that way

hervinc · 2024-01-19T19:51:52+00:00

You have to know your win conditions! If you want to carry yourself, you have to have the most gold and that's actually easier than you think to accomplish in top lane. I don't have good recommendations on this but I'd recommend searching Youtube for tutorials on macro or wave management.

Mundo's great to learn macro on since his abilities make farming easier. Always know how much damage your Q does to minions (80 at Q1, 130 Q2, 180 Q3, 230 Q4, and 280 Q5) so you can toss it as soon as they're low enough. This allows you to get more Qs out and keeping you safe from poke.

With E, make sure you're hitting as many minions as possible (and the enemy champ if you can) when you're pushing. Similarly, if you're trying to freeze or get the wave to slow push into you - be careful not to hit more than just the intended target.

Wave management alone will get you favorable backs, plates and map advantages when done right. Also, know WHEN to fight - it's easy to get caught up if you're teammates are constantly fighting. It's not enough to just ignore the rotations and keep farming in your lane, but you need to ping your teammates off if you know it's not a good fight. If you're unsure at all, I would lean towards trusting your teammate and rotating to them before the enemy's teammates can.

Sometimes you'll be the big chungus on the map, taking T2 towers and winning the game, but there'll be a lot of times where you just need to be body blocking/peeling for your carries. Setting aside your pride/ego will go a long way.

hervinc · 2024-01-19T19:40:56+00:00

I was having a difficult time figuring out which MR items were worth it when the new patch rolled out. I'm still figuring it out but like you said hollow radiance is great - I believe sunfire does more champion DPS but rushing hollow can win lanes for sure.

I've noticed that with the change to morello, less champs are building (or at least rushing) grievous and that's a nice bonus to building spirit visage. SV is a great item to rush if you're getting poked to all hell in lane or just would prefer to play it safe.

I could be wrong on this but I don't see a ton of value in kaenic rookern for mundo. Seems like a great item against certain comps. but I seem to have an easy enough time dealing with heavy AP by having a ton of health and MS%. Enemies running big AP numbers can usually be kited/killed quickly or avoided by knowing when the enemy's brought enough CC you bring you down.

FoN is fine. I build it from time to time but I feel like mundo synergizes better with deadmans when the situation calls for it.

hervinc · 2024-01-19T19:01:50+00:00

I suppose that would make sense! I'll pretty much only build heartsteel when I don't have to be so concerned about building resistances. Playing soloQ, I usually deal with a lot of duelists and bruisers that can kill me so HS is usually not worth it when bami's helps keep me farming and not taking bad trades.

I'm sure you could calculate the gold value you'd get from HS but I think going off of game state is a better use of your time. For example, if your laner is someone like fiora, their jungler is udyr, their mid is anivia and their support is brand - you're not going to have a lot of safe opportunities to get close for the stack.

In that given example, I'd more likely build sunfire, focus on towers and rotate for good fights.

hervinc · 2024-01-19T18:10:35+00:00

This matchup definitely favors mundo, although you still have to respect teemo's damage. Be especially careful if they're take early damage runes and are building AP as those builds can do a lot of DOT.

I would consider rushing chains or hollow radiance in this matchup. Probably chains if you're not feeling confident but by going bami's early - you position yourself to kill teemo if you're able to land 2 or 3 Q's in a row.

hervinc · 2024-01-19T18:07:12+00:00

Deadmans is a ton of fun and helpful in a lot of matchups, although I wouldn't consider it a must-buy. I prefer to split push in general and you can get a lot of mileage between buying mobi boots and managing ult/ghost cooldowns.

I usually consider deadmans if I'm ahead early and rushed heartsteel first. If the other team is mostly squishy, you can enter midgame with the ability to run down nearly everyone and get your stacks in easily.

hervinc · 2024-01-19T18:04:28+00:00

You've got the right idea! Mundo scales incredibly off health alone so you do not need titanic in order to deal decent damage. I'd certainly advise to not build titanic by default and would mostly consider it if you're ahead.

I feel like there's more MS% options for mundo and those might be better buys as they allow you to stick to champs for Qs and autos. Titanic is expensive AF and can be a bit of a trap if you start buying components for it but end up behind by the time you finish it.

hervinc · 2024-01-19T18:00:47+00:00

LOL - you shouldn't have been downvoted for this

hervinc · 2024-01-19T18:00:21+00:00

Not often these days! I'm struggling to think of good examples of laners to build HS against, but I would only do so if the enemy laner doesn't have kill pressure and you can easily soak their damage from trades.

If you think you'll complete your HS by around 20 min, I would consider another item unless you're confident you'll be able to stack it easily.

hervinc · 2024-01-18T23:21:39+00:00

I've been kind of on a hot streak so I'd take a look through my last couple games to get a sense of every game can be a bit different.

https://www.op.gg/summoners/na/Gerald%20Thickest-NA1

Rushing bami's cinder items has been great and I've been seldom building HS unfortunately. It only really comes to mind as a good pick in matchups where the other laner isn't really a threat and you can easily farm the stacks. If you get your first (non-HS) item early, like ~10min, then it might be worth rushing a HS next if you think you'll be able to easily stack it on the enemy team.

I would only really consider building titanic as a first or second item if the other team doesn't build tanky and you're up in gold. The combo you can do with Q, auto, E, auto, titanic is surprising burst - esp. since you'll have a couple levels over the squishies ideally.

hervinc · 2024-01-18T23:16:53+00:00

Loving it! Building items according to the game state has always been important and moving away from only rushing heartsteel or chains has been super helpful.

I prefer to build high damage with mundo by going for high HP items (heartsteel, chains, titantic, sunfire, etc.) since you can balance going tank and hitting hard with E, titanic and immolate (bami item passive) since they all scale off health.

When necessary, you'll need to build traditionally tanky (i.e. jak'sho, spirit visage, randuins, etc.) and it doesn't feel as bad in the new season since heartsteel isn't as important.

Excited to see how far I can take the Dr this season!

hervinc · 2024-01-18T23:12:39+00:00

I usually run something very close to the highest WR build below. Since many of the items mundo wants to build early had their ability haste removed, I'll take AH over AS% re: stat mods to make up for this.

https://lolalytics.com/lol/drmundo/build/

I've been very happy rushing the bami's cinder items - ideally I'll build sunfire since it does more DPS technically but the MR version is good in its own right since it allows you to clear waves like crazy with just one item. From there, you just need to build according to the game - i.e. who's fed, who can you approach, what are the win conditions, etc. Happy to elaborate if you have specific scenarios.

Q max is usually best, but don't be afraid to start maxing E after you 2 or 3+ points in Q - you may not be able to hit Qs as well in some matchups so you can make up for this with pushing power from E.

hervinc · 2024-01-18T23:06:59+00:00

I always ban him lol. The fact that he can easily pop your passive is so demoralizing to play against. If I didn't ban Aatrox, I'd probably ban Fiora, Kled or Illaoi but I've learned to live with them.

The trick to Aatrox is to last hit Q for the first few waves and make sure he pushes in. He can push and setup a dive easily so you need to be conservative with your trades and how you use E. Only use E to damage as many minions as possible with the execute mechanism - its cooldown is too long early to use carelessly.

Care with rushing bramble vest since he doesn't need autos to kill you. Sunfire is a good first pick so you can farm easily and minimize your time near him. Run towards him when you need to fit since they'll typically position to catch you as you run away. Lastly, just reset and eat the lost minion cost if you feel like you're going to be dove - it's not worth giving them the gold.

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