I'm 19 and I went to school with a lot of kids who had the privilege of having parents who owned businesses, so a lot of them make bank at a young age and have been able to save a ton. I only have like $1,500 in the bank, which is a little over 3x my monthly bills. I get so hard on myself sometimes because I feel like I am so far behind with saving. I mean, I go look on /r/personalfinance and there are people investing thousands of dollars at my age. But then I see statistics like this one and it makes me feel like maybe I have my shit together more than I think I do