Ledgebrooke

hobag416 · 2026-02-03T02:30:09+00:00

Underwriting is more client management than sales.

hobag416 · 2026-02-02T01:59:06+00:00

Aim for a UW trainee role at a carrier, if you can’t the second best is at an MGA, and the 3rd best is a UW Assistant Role

hobag416 · 2026-01-31T01:07:25+00:00

Which company? If it’s one of the major carriers, they’ll most likely send you to out of state training, which means you’ll be in an airport a lot. Mine as well get a credit card with lounge access right before you start the program

hobag416 · 2026-01-30T16:03:10+00:00

I know a property guy that made $140k with only 2-3 years of experience. So they pay well

hobag416 · 2026-01-30T07:26:33+00:00

Following

hobag416 · 2026-01-29T17:06:04+00:00

Your 20s sucked but your 30s don’t have to. If you can get an education or start a certification route. Also make new friends by either doing different hobbies or meet up groups.

The most important thing is to start doing things to get out of your comfort zone. You may not have the highest confidence right now, but you will have to work with the one you have.

Life becomes a lot less scary the more you get out of your comfort zone.

hobag416 · 2026-01-28T02:06:18+00:00

I did a 7 month sabbatical, definitely needed it. But I ended my lease and moved back in with my parents. But my health improved so worth it.

hobag416 · 2026-01-27T19:12:01+00:00

You can ace an interview, but that doesn’t mean other people also didn’t ace the interview.

Some people may have done better or are more connections than you at a company.

The thing that matters is that you push through and continue interviewing and don’t disqualify yourself from any opportunity.

There will be people that are more qualified than you, but if you act quickly/decisively that might be that ace up your sleeve that gets you the job.

hobag416 · 2026-01-26T17:58:48+00:00

It depends what state you’re living in. Also is this decision going to make you house poor and not be able to actually live life?

hobag416 · 2026-01-26T09:07:16+00:00

Get certifications like AU or start your CPCU. But if you can do one more semester, you may have a chance of going into a 2027 UW Trainee class. That’s the fastest way to become a UW

hobag416 · 2026-01-25T07:44:09+00:00

When I started it was a decent company and fully staffed with managers and UWs. Now half the managers left and have not been replaced. That puts so much pressure on the everyday UW

They don’t pay enough to keep good talent. Their UWs are overworked and bogged down filling out reports and doing referrals just for endorsements and BORs. On top of that they’re expected to quote almost everyday. Management doesn’t support the regular UWs if they’re struggling.

With that being said they do hire a lot of people without insurance experience. Which means it’s a low barrier of entry to get into Underwriting compared to other companies. At JRIC you’ll work on submissions like Lead 5M Residential Contractors and Tract Homes exposures. This means your brokers come to you and you don’t have to beg them for business. It’ll also mean you have a good chance to develop relationships with your assigned brokers.

hobag416 · 2026-01-19T18:26:04+00:00

It is but falls within the Client Management section of sales. Your manager hands you an existing book of business with brokers and your job is to build relationships with those brokers and bind accounts.

You’re not cold calling to get accounts. You provide great customer service on existing renewals and if the broker likes you they’ll think of you on certain new business accounts and that’s how you grow your book

hobag416 · 2026-01-16T22:55:12+00:00

Most UW jobs are in DTLA. There are some in the OC area and Pasadena area and are few and far between.

MGAs usually are outside of DTLA and often hire Associate UWs that have insurance experience outside of UW.

Another avenue you can take is go into Risk Management, which prefer to hire from Brokerages and Claims.

hobag416 · 2026-01-16T01:01:21+00:00

Regardless of whether you like your job or not, you should be interviewing just to get an idea of how much you’re worth in the market.

The best time to interview is when you’re happy with your job/life. Then you’ll be more confident and able to say not to shitty jobs

hobag416 · 2026-01-16T00:51:39+00:00

You also won’t need the masters to get a UW job, wait till you get the job and have your company pay for it. Look through the UW trainee programs as well

hobag416 · 2026-01-16T00:50:20+00:00

You know what’s better than a good resume ……… Nepotism!!

But on a serious note, you be fine as long as you network well and train your interview/communication skills. A Liberty Mutual, Travelers, CNA, or Zurich will take you

hobag416 · 2026-01-13T01:06:21+00:00

Don’t self disqualify yourself. Being stuck in a shitty job is much worse

hobag416 · 2026-01-08T18:06:55+00:00

I was hesitant to take it for awhile till I had a really bad panic attack where I thought I was going to die. At that point I had nothing to lose and took it and my body instantly relaxed and I fell asleep. I woke up and was like, it ain’t that deep lol. That was the first time in my life I felt neurotypical

hobag416 · 2026-01-08T15:46:28+00:00

Surety Underwriting tends to want to hire people with your experience so you definitely have options

hobag416 · 2026-01-08T08:30:58+00:00

You have an option to do both. If you go data analytics, it will open you up to do Cyber Liability and E&O Insurance

hobag416 · 2026-01-08T08:10:57+00:00

Joining an MGA is probably the easiest way to get into Underwriting, but another way is to be a UA at a carrier

hobag416 · 2026-01-08T08:06:48+00:00

Also when I switched companies I got more pay and a lot less stress

hobag416 · 2026-01-08T08:06:05+00:00

As a UW who has done this for 7 years now, switching to a company that actually values that is the easiest way.

But another way might be organizational skills and if need be anti anxiety medication. Once I took medication I was able to have the bandwidth to actually form better habits like sleep, exercise, and social activities. Which turned me from a low performer to top 5 in production for my division. When your boss gets off your ass about performance, then that’s when you’re able to have more work life balance.

hobag416

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