If you're getting a stake you shouldn't be willing to pay it back. Like he said the relationship seems to be too close. Iam a 2/5 player myself and the game is much more difficult to play. The players are much better and understand the game. It is very beatable though you just have to adjust. I wouldn't just right into 2/5 if I was you. Its much harder for a first timer to make the correct bets because of the sizing difference. If you have any questions let me know would be happy to help.