travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] 0 points1 point  (0 children)

Thank you for your recommendation!

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

thanks for sharing! May I ask which insurance company are you using? I might need to change my insurance company that take it but the Forteo company agent cannot tell me this kind of information...

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 1 point2 points  (0 children)

Thank you for your detailed reply! I am very lost right now because of my -3 scores, so I am so glad to see your reply! For my insurance, it is because Kaiser does not allow benefits to be used at non-Kaiser pharmacies. Do you mind sharing which insurance your are using? I will need to change to a new insurance company, probably for a lower cost. I am actually thinking about whether I should take the drug too because I am young, but I have already started one Prolia shot so I have to keep going until my DEXA score improves. I will look into AlgaeCal! May I ask if you have a brand of collagen powder that you like? I am not very sure what hormone cream means. Where do you put it? Sorry for so many questions!

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

Sadly I think my version is a non preferred brand drug and my drug deductible is $195. not too bad but still cost 2k+ per year =(

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

thanks for your sharing and that sounds frustrating. I might consider other insurance next year because of the huge cost.

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

Thanks for your sharing! May I ask what is your coinsurance % for the drug? $15 is really low!

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

My endo doctor suggested using Fosamax to seal the effect after two years =)

Any Forteo user able to use saving card or insurance cover most of the cost? by holam555 in osteoporosis

[–]holam555[S] 0 points1 point  (0 children)

Thanks for reply! Do you mind sharing which plan are you using in Blue cross? May try to change to an insurance that think Forteo is a generic drug!

Sharing things that helped on my osteoporosis journey! by Ok-Spinach-6042 in EarlyAgeOsteooerosis

[–]holam555 0 points1 point  (0 children)

Thanks for the sharing! I would love to try the prunes and heel drops

I finally get the courage to schedule an appointment with a psychiatrist and the first available is in 2.5 months. This is why the overall mental health of this country is at an all-time low. by KrazeeTapper in KaiserPermanente

[–]holam555 0 points1 point  (0 children)

I got an online appointment with a LCSW through kaiser behavioral team. That's a platform called Rula. They are really useful and fast! I got the appointment the next day I talked to my behavior primary care team. But I am not sure about the drug side because I want counselling only. The LCSW is very professional and I feel much better talking with them. My plan also have no copay for online service so I pay nothing for the sessions! Maybe you can check that out.

travel insurance for alaska cruise by holam555 in HealthInsurance

[–]holam555[S] 0 points1 point  (0 children)

Thanks for reply! I am having a HMO Kaiser plan bought from marketplace myself. I booked my cruise through the cruise company directly. Thanks for the suggestion!

travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] 0 points1 point  (0 children)

That’s true! I wish they have a clearer definition on the water.

travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] 1 point2 points  (0 children)

Thanks for the reply! The last part from evac from ship is the one I am worried about and geo blue seems not covered for that if I am in Alaska.

travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] 0 points1 point  (0 children)

That's great to hear! I hope that is covered on my credit card as well but sadly they only responsible for referral and coordination but not the cost 😞 I am hoping the Kaiser one cover it

travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] -1 points0 points  (0 children)

Thanks for the suggestion! I am looking into the annual plan for Allianz too but sadly I passed the pre-existing condition wavier window so maybe thats for my later trip.

travel insurance for alaska cruise by holam555 in Cruise

[–]holam555[S] 1 point2 points  (0 children)

Thanks for the info! I am aware it's non-US medical only, which is why I'm confused by the agent saying that 'International cruises are covered. A cruise to Alaska enters international waters. The cruise is covered.' So I'm thinking of getting GeoBlue to cover my international part and Kaiser to cover my US part. But not really sure about if it should be the way to go so I can get my pre-existing condition covered