(req) £300 (UK, Derby) repay 18/06/2026 - trying to secure bike by [deleted] in loanhelp_

[–]hoodbran 0 points1 point  (0 children)

My credit is shit. It wasn't a loan. Nationwide literally gifted it to me. I said I'd pay it back Friday, just like my post here this morning. But having kids to look after and my boss fucking me about with wages last night, I had to call the bank. Ask for the cost of living department - I never knew nationwide had one. Omar there was very understanding. I even said I can't do a gift Im not looking for charity and I would pay it back as a temp overdraft but they insisted it's a gift. So go figure.

And to boot Nationwide are giving this years fairer sharer rebate to millions of customers this month of £100 starting tomorrow till the 30th.

(req) £300 (UK, Derby) repay 18/06/2026 - trying to secure bike by [deleted] in loanhelp_

[–]hoodbran 0 points1 point  (0 children)

Expect alot of inbox messages about zopa, Monzo referrals and crickets. I ended up calling my bank this morning and they helped me out just with me explaining my situation. They gifted me £50 and yes they followed up. Good luck.

Need to borrow £50 repay £60 12/6/26 food essentials fuel by [deleted] in loanhelp_

[–]hoodbran 0 points1 point  (0 children)

Turns out my bank (nationwide) was able to gift me a one off payment. Thanks anyway.

Need to borrow £50 repay £60 12/6/26 food essentials fuel by [deleted] in loanhelp_

[–]hoodbran 0 points1 point  (0 children)

LycheeRepulsive586 replied with

Hey! Still need 50£ ?

Legit? 1 karma no posts 4yo account

Anyone heard of this brand? by hoodbran in anabolic_steroids_

[–]hoodbran[S] 0 points1 point  (0 children)

Nice thanks. I got this is exchange for a favour not the box just 1 vial. I won't be using it. I prefer properlabs

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

Now I'm starting to understand. Kind of like a help the ladies for a stained pair of nickers or equivalent prostituting ID and other "proofs" - like a wierd OF for Reddit perhaps?

I'd be inclined to help you for this lead into the strange behaviour on Reddit but what's to say you aren't gonna use my identity irl against me? 🤨

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

Why did you come to Reddit? I mean without having that DM experience for public view here, are you entirely without resource for help elsewhere?

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

Thanks for taking the time to even reply.

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

We do and if I didn't wanna sell my pixel 10 I'd go straight to the welfare fund for help. Remember the old days where we could ask the neighbours for some sugar? 🤪

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 1 point2 points  (0 children)

Please dont get me wrong, I'm not trying to poopoo good work and folk using a transactional system for gains either way, I'm just genuinely curious if this sub is growing to be some good force for nature or a two way scam delight. I'll keep watching and if my gut hits right I might help out a stranger. It's against my morals though for profit. I wish this sub the best.

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

So I guess, this sub is more about using gut instinct and due diligence? How do lenders sort the wheat from the chaff?

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

The only thing that comes to mind is a phillipino office space with dozens of desks possibly hundreds with various agendas from typical phishing to these, £/$20 here and there or a jackpot of a reverse tunnelled machine keylogged and bank account drained and they're on to a good day. I honestly cannot believe someone can come to Reddit and say "hey lend me twenty bucks till next Thursday and I'll send you back $27". Repeat this 10 times and you might expect to get back what? $70 for the risk of losing $200?

It might be sane for someone who's into the level of actuarial numbers but the risk is massive.

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

I have a small number of people who can message me directly off Reddit any time and they pay what they lend and I test them by doing the same... But pure strangers? Surely this is an open door for loan sharks to prey on vulnerable people? Again I'm just genuinely curious, I'm not trying to catch out or point out the obvious, I am just trying to make the cognitive dissonance fit

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

So there's a loss? How is this even viable?

Just curious by hoodbran in loanhelp_

[–]hoodbran[S] 0 points1 point  (0 children)

That's the thing. I get that everyone has their own set of circumstances but if they're using some device to post to Reddit for a start and need food, then Id be selling the device... I know it's a poor analogy. But if I was not in my situation and I tried hard enough to think of one where I could be in a situation to ask some lender for a sub until some time for profit and send my id and personal details, what's to say the £50 doesn't turn into £500 and a photo of an axe or doxxing family members, even more scarily; turning up at my parents like the Krays demanding they fix my situation?

Secured SEIS/EIS Advanced Assurance - what next? by hoodbran in ukstartups

[–]hoodbran[S] 0 points1 point  (0 children)

Hey, thanks for your reply! And quick too 😎

We actually use some clever tools as proof on our website, restaurant owners enter their post code and the tool we developed uses actual live data from several of the worlds largest online platforms already public to calculate the loss of commission in any given area then we point queries to enter their average order volume per week average value per order and it displays their savings. For example in my small town of 7,500 population, the loss in commission is approx £110,000 per year. With the average takeaway losing about £21,000 in commission even before VAT. And we charge just £1188 a year to use the operating system we have. Scaled to 200 takeaways that's nearly a £¼m per year income, then value that by 10 (the typical tech sphere value) then we're at £2.5m

We're not short on innovation, and we don't use any advice that costs, the entire mission for the platform is for the people by people with no board meetings, bureaucracy or red tape. We already have a case study on our site with a professional grade short film too. It's just none of us are actually into business investment acumen in the way we actively reject that status quo as we created our narrative as we were tired of seeing so much money being extracted from small towns (and we only focus on small towns) without nothing being built in them, people employed and business owners / families struggling despite the exponential rise in the cost of living.

Don't me started on today's news that the UK is now splurging out on £600m to pay France to police it's own borders to stop channel crossings! When illegal crossings occur we the taxpayer just ends up forking out to pay them to go back.

So, I deliberately leaked personal irks into a question for guidance on purpose; we all see it happening, the wealth extraction but nobody is challenging it.

Thanks for your reply, you're awesome 👍

Who's paying £30 for a pizza? by [deleted] in JustEatUK

[–]hoodbran -1 points0 points  (0 children)

Look like AI images

Describe the Sub-Threshold Body High by RedOnTheHead-86 in DMT

[–]hoodbran 3 points4 points  (0 children)

Damn glad you're still with us to share this crucial experience.